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Looking for a fha loan specialist in Artesia? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Artesia, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 14 fha loan specialists in Artesia, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
318 W Main St, Artesia, NM 88210
5757462198
Armando Ornelas State Farm Insurance Artesia
607 W Main St, Artesia, NM 88210
5757462886
First American Bank
303 W Main St, Artesia, NM 88210
5757468000
Lois Oliver Real Estate
210 S Roselawn Ave, Artesia, NM 88210
5757489735
Artesia Credit Union
210 N 5th St, Artesia, NM 88210
5757489779
Martin Sanchez | Loan Officer | PRMI
509 W Mahone Dr, Artesia, NM 88210
5757496278
Wells Fargo Bank
610 W Main St, Artesia, NM 88210
5757483381
Western Bancshares of NM Inc
320 W Texas Ave, Artesia, NM 88210
5757481345
Primary Residential Mortgage, Inc. - Artesia
509 W Mahone Dr suite a, Artesia, NM 88210
5757625363
Roja Real Estate
202 W Texas Ave, Artesia, NM 88210
5757487652
First National Bank
908 W Main St, Artesia, NM 88210
5757464794
Access Wealth Strategies, LLC
212 W Main St Suite B, Artesia, NM 88210
5757469897
LPL Financial
105 N 6th St, Artesia, NM 88210
5757481296
Prime Source Mortgage Inc
512 W Texas Ave STE A, Artesia, NM 88210
5757460011
FHA loan specialists in Artesia, New Mexico help homebuyers navigate Federal Housing Administration loans, which are popular for first-time buyers and those with lower credit scores. New Mexico law requires all mortgage loan originators to be licensed through the New Mexico Regulation and Licensing Department. Local specialists understand Eddy County property values and can guide you through the FHA appraisal process specific to southeastern New Mexico.
What Does a FHA Loan Specialist in Artesia Cost?
Typical costs for an FHA loan specialist in New Mexico include an origination fee of 0.5 to 1.0 percent of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the base loan amount. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent depending on loan term and down payment. Appraisal fees in Artesia usually range from $500 to $700. Closing costs generally total 3 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Artesia do?
An FHA loan specialist helps you determine if you qualify for an FHA loan, assists with the application, and guides you through the underwriting process. They also explain New Mexico specific requirements like the state's mortgage tax and recording fees.
What credit score is needed for an FHA loan in New Mexico?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. These requirements apply statewide including Artesia.
Are there New Mexico specific limits for FHA loans in Artesia?
Yes, FHA loan limits vary by county. For Eddy County in 2025, the standard FHA loan limit for a single-family home is approximately $498,257. High-cost area limits may be higher. Your specialist can confirm current limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Mexico.