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Browse fha loan specialists serving Wentzville, Missouri. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Wentzville, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 2 fha loan specialists in Wentzville, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Free Life
510 W Pearce Blvd #1, Wentzville, MO 63385
8883910889
Chase Home Lending
1610 Wentzville Pkwy, Wentzville, MO 63385
7865125682
An FHA loan specialist in Wentzville Missouri helps home buyers and homeowners secure government-backed mortgages with lower down payments. Missouri law requires all loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand St. Charles County property values and can guide you through FHA appraisal rules.
What Does a FHA Loan Specialist in Wentzville Cost?
Typical costs for FHA loan services in Missouri include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums between 0.55 and 0.85 percent. Closing costs for an FHA loan in Wentzville usually range from 3000 to 8000 dollars depending on the loan amount and lender fees. Some lenders may charge origination fees of 1 percent or more. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Wentzville Missouri?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. The property must meet FHA appraisal standards. Missouri does not have state-specific FHA rules but follows federal HUD guidelines.
How do I choose an FHA loan specialist in Wentzville?
Look for a specialist licensed in Missouri through the NMLS database. Ask about their experience with FHA loans in St. Charles County. Verify they are approved by HUD to originate FHA loans.
What costs are involved with an FHA loan in Missouri?
Typical costs include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual MIP of 0.55 to 0.85 percent. Closing costs in Missouri average 2 to 5 percent of the loan. These costs vary by lender and loan size.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.