Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 5 fha loan specialists in Clayton, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Carlson Mortgage
7777 Bonhomme Ave Suit 1800, Clayton, MO 63105
3143297314
David Goldberg at Guaranteed Rate Affinity (NMLS #1052663)
222 S Central Ave UNIT 202, Clayton, MO 63105
3146491813
Jean Kavanaugh at Guaranteed Rate Affinity (NMLS #1861751)
222 S Central Ave Suite 202, Clayton, MO 63105
3142989026
Ed McPike at Guaranteed Rate Affinity (NMLS #543339)
222 S Central Ave Suite 202, Clayton, MO 63105
3147524386
Cathy Meggs at Guaranteed Rate Affinity (NMLS #2012065)
222 S Central Ave Suite 202, Clayton, MO 63105
6365360574
What Does a FHA Loan Specialist in Clayton Cost?
Typical costs for an FHA loan specialist in Missouri include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Clayton generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan and who qualifies in Clayton Missouri?
An FHA loan is a mortgage insured by the Federal Housing Administration. In Missouri, borrowers typically need a minimum credit score of 580 and a 3.5 percent down payment. The property must be in Clayton or another Missouri location and meet FHA safety standards.
How do I find a licensed FHA loan specialist in Clayton?
You can search the Nationwide Multistate Licensing System database for Missouri licensed mortgage loan originators. Specialists in Clayton must complete Missouri specific continuing education each year. Ask potential specialists about their experience with FHA loans in St Louis County.