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Browse fha loan specialists serving Chesterfield, Missouri. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Chesterfield, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 20 fha loan specialists in Chesterfield, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mutual of Omaha Mortgage
16090 Swingley Ridge Rd Suite 500, Chesterfield, MO 63017
6362623519
Homestead Financial Mortgage
14897 Clayton Rd, Chesterfield, MO 63017
6362714663
Gershman Mortgage - St. Louis Headquarters
16253 Swingley Ridge Rd # 200, Chesterfield, MO 63017
3148890600
First State Bank Mortgage
16690 Swingley Ridge Rd Suite 150, Chesterfield, MO 63017
6369405555
Gershman Mortgage - Chesterfield
16253 Swingley Ridge Rd # 200, Chesterfield, MO 63017
3148890600
Groundwork Mortgage
687 Trade Center Blvd STE 120, Chesterfield, MO 63005
6365371005
Guild Mortgage - Jason Jacobs
17280 N Outer 40 Rd #101, Chesterfield, MO 63005
3144006405
Traci Everman at Flat Branch Home Loans (NMLS #289967)
14755 N Outer 40 Rd # 110, Chesterfield, MO 63017
3145751208
Guild Mortgage - Chris Wood
17280 N Outer 40 Rd #101, Chesterfield, MO 63005
3145189931
Knox Mortgage
13990 Olive Blvd #201, Chesterfield, MO 63017
3145757167
Flat Branch Home Loans
14755 N Outer 40 Rd # 110, Chesterfield, MO 63017
3148720998
Fidelity Home Lending
691 Trade Center Blvd, Chesterfield, MO 63005
6364392413
Midwest Equity Mortgage, NMLS# 227765
1 McBride and Son Center Dr, Chesterfield, MO 63005
3149425100
Guild Mortgage - Christopher Beahm
17280 N Outer 40 Rd #101, Chesterfield, MO 63005
3147241063
Guild Mortgage - Scott Shafman
17280 N Outer 40 Rd #101, Chesterfield, MO 63005
3144006390
LeaderOne Financial Corporation : Kamran Jomeh
100 Chesterfield Business Pkwy #200, Chesterfield, MO 63005
3143781390
Guild Mortgage - Tony Roppa
17280 N Outer 40 Rd #101, Chesterfield, MO 63005
3144006399
Laura Gardner at Guaranteed Rate Affinity (NMLS #308093)
1100 Town and Country Crossing Dr, Chesterfield, MO 63017
3148241508
LeaderOne Financial
100 Chesterfield Business Pkwy #200, Chesterfield, MO 63005
6363577995
Frontier Mortgage
16647 Chesterfield Grove Rd Suite 115, Chesterfield, MO 63005
6368980888
An FHA loan specialist in Chesterfield, Missouri helps homebuyers navigate FHA-insured mortgages, which are popular for their lower down payment requirements. Missouri law does not impose additional state-specific FHA restrictions, but local lenders follow federal HUD guidelines. Chesterfield residents often work with specialists to understand property eligibility and loan limits for St. Louis County.
What Does a FHA Loan Specialist in Chesterfield Cost?
Typical costs for an FHA loan in Missouri include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual MIP of 0.55 to 0.85 percent depending on loan term and down payment. Closing costs in Chesterfield generally range from 2 to 5 percent of the purchase price. These costs vary by lender, loan amount, and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Chesterfield Missouri?
For 2025, the FHA loan limit for a single-family home in St. Louis County is $498,257. This limit applies to Chesterfield and may change annually based on HUD guidelines.
What credit score is needed for an FHA loan in Missouri?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. A score between 500 and 579 may qualify with a 10 percent down payment, but individual lender requirements may vary.
Are there Missouri-specific FHA loan requirements?
Missouri does not have state-specific FHA laws beyond federal requirements. However, Missouri law requires lenders to provide certain disclosures, and all FHA loans must meet HUD property standards and appraisal rules.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.