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Looking for a fha loan specialist in Dardenne Prairie? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Dardenne Prairie, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 3 fha loan specialists in Dardenne Prairie, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Traci Kane at CrossCountry Mortgage
1001 Rondale Ct #1005, Dardenne Prairie, MO 63368
3143933607
Rick Lindsay | Certified Mortgage Advisor CrossCountry Mortgage
1001 Rondale Ct #1005, Dardenne Prairie, MO 63368
3146685488
CrossCountry Mortgage
1001 Rondale Ct #1005, Dardenne Prairie, MO 63368
3142220310
FHA loan specialists in Dardenne Prairie help homebuyers secure government-backed loans with lower down payments and flexible credit requirements. Missouri follows standard FHA guidelines set by HUD, and local specialists are familiar with St. Charles County property values and appraisal processes. Working with a specialist can simplify the loan approval process for first-time buyers and those with limited savings.
What Does a FHA Loan Specialist in Dardenne Prairie Cost?
Typical costs for FHA loan services in Missouri include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, and an annual mortgage insurance premium (MIP) ranging from 0.45 to 1.05 percent depending on loan term and down payment. Lender origination fees usually range from 0.5 to 1.0 percent of the loan amount. Appraisal fees in Dardenne Prairie average 500 to 700 dollars. These costs vary by lender and borrower profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum down payment for an FHA loan in Missouri?
The minimum down payment for an FHA loan in Missouri is 3.5 percent of the purchase price if your credit score is 580 or higher. If your credit score is between 500 and 579, you may need a 10 percent down payment. These requirements apply nationwide, including Dardenne Prairie.
Are there income limits for FHA loans in Dardenne Prairie?
Yes, FHA loans have income limits that vary by county. For St. Charles County in 2024, the limit for a one-unit property is generally around 115 percent of the area median income. A local specialist can confirm the current limits for your household size.
How long does an FHA loan approval take in Missouri?
FHA loan approval in Missouri typically takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires repairs. A specialist can help you prepare documents in advance to speed up the process.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.