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Looking for a fha loan specialist in Columbia? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Columbia, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 19 fha loan specialists in Columbia, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Veterans United Home Loans
1400 Forum Blvd, Columbia, MO 65203
5738762600
Flat Branch Home Loans
101 S 5th St #200, Columbia, MO 65201
5734423850
USA Mortgage
700 Cherry St # B, Columbia, MO 65201
5733976090
Neighbors Bank
3621 Discovery Pkwy #115, Columbia, MO 65201
8335144190
Total Lending Concepts
219 E Broadway, Columbia, MO 65203
5733033844
VeteransLoans.com
3400 W Broadway Business Park Ct #106, Columbia, MO 65203
8882321428
Kelle Walters - Flat Branch Home Loans
101 S 5th St #200, Columbia, MO 65201
5732682966
Bell Bank Mortgage, Ryan Campbell
3610 Buttonwood Dr #200, Columbia, MO 65201
5739994012
Flat Branch Home Loans - Laura Kogut
101 S 5th St #200, Columbia, MO 65201
5732391999
Flat Branch Home Loans – Crystal Himmelberg
101 S 5th St #200, Columbia, MO 65201
5737775008
Dylan Morgret-USA Mortgage
700 Cherry St # B, Columbia, MO 65201
6603425118
John Brison-On Q Financial
303 N Stadium Blvd 2nd Floor, Columbia, MO 65203
5733030688
Veterans United
550 Veterans United Dr, Columbia, MO 65201
5738762600
The Federal Savings Bank
1207 W Broadway #102, Columbia, MO 65203
5733473568
Flat Branch Mortgage
3700 Monterey Dr, Columbia, MO 65203
5734423850
Mid-Continent Funding, Inc.
3400 W Broadway Business Park Ct #106, Columbia, MO 65203
8889888485
Mortgage Research Center
1400 Forum Blvd, Columbia, MO 65203
8558573936
Tigers Community Mortgage
3310 Bluff Creek Dr Suite 101, Columbia, MO 65201
5735549149
Pattie Faber-U.S. Bank Mortgage
1408 Forum Blvd, Columbia, MO 65203
5734435156
An FHA loan specialist in Columbia, Missouri can guide you through the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular among first time homebuyers and those with lower credit scores. In Missouri, FHA loans require a minimum down payment of 3.5 percent and must meet local property condition standards.
What Does a FHA Loan Specialist in Columbia Cost?
Typical costs for an FHA loan specialist in Columbia Missouri include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 percent to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. Lender fees may vary from 500 to 1,500 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the credit score requirements for an FHA loan in Columbia Missouri?
For an FHA loan in Columbia, you typically need a credit score of at least 580 to qualify for the 3.5 percent down payment option. Borrowers with scores between 500 and 579 may still qualify but must put down 10 percent. These requirements follow HUD guidelines and apply nationwide including Missouri.
How long does it take to close an FHA loan in Missouri?
Closing an FHA loan in Missouri usually takes 30 to 45 days from application to final approval. The timeline can vary based on the lender's workload, property appraisal, and any required repairs. Missouri law does not impose a specific state timeline, but federal guidelines set the overall process.
Are there any Missouri specific FHA loan limits for Columbia?
Yes, FHA loan limits for Columbia Missouri are set by the Department of Housing and Urban Development based on median home prices. For 2024, the standard FHA loan limit for a single family home in Boone County is $498,257. Higher limits apply for multi unit properties.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.