ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare fha loan specialists in St Charles. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
St Charles, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 10 fha loan specialists in St Charles, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First State Bank Mortgage
2850 W Clay St, St Charles, MO 63301
6369405626
Mortgage Solutions, LLC
19 Missouri Research Park Ct, St Charles, MO 63304
3142645325
Fairway Independent Mortgage Corporation
2031 Collier Corporate Pkwy #102, St Charles, MO 63303
6362779322
Shawn Tihen, Mortgage Loan Officer - First Horizon Bank
2247 Bluestone Dr, St Charles, MO 63303
6369497979
Adam Lauman - Chase Home Lending Advisor - NMLS ID 735999
1990 Zumbehl Rd, St Charles, MO 63303
3142305775
Brian Alkire | Fairway Independent Mortgage Corporation Branch Manager/Mortgage Originator
2031 Collier Corporate Pkwy #102, St Charles, MO 63303
3143039768
Clear Path Home Mortgage
112 Point W Blvd #500, St Charles, MO 63301
3144799550
iknowamortgageguy, LLC
2536 S Old Hwy 94 Suite 110, St Charles, MO 63303
3146078551
Dan Hasekamp | Fairway Independent Mortgage Corporation Branch Manager
2031 Collier Corporate Pkwy #102, St Charles, MO 63303
3147501847
Saint Charles Mortgage LLC
633 Oregon Trail Ct, St Charles, MO 63304
6362197970
An FHA loan specialist in St Charles Missouri helps homebuyers navigate FHA insured loans which are popular for first time buyers and those with lower credit scores. Missouri law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. St Charles County offers a wide range of homes eligible for FHA financing with low down payment options.
What Does a FHA Loan Specialist in St Charles Cost?
Typical costs for an FHA loan in Missouri include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs in St Charles range from 2 to 5 percent of the purchase price. Lender fees vary by company and borrower credit profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in St Charles?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval documentation and closing. They ensure the property meets FHA minimum property standards and help with Missouri specific requirements like title insurance and property tax proration.
What are the FHA loan limits for St Charles Missouri?
For 2025 the FHA loan limit for a single family home in St Charles County is $498,257. This limit is set by the Department of Housing and Urban Development and applies to all FHA loans in the area.
How long does it take to close an FHA loan in Missouri?
A typical FHA loan closing in Missouri takes 30 to 45 days. This timeline includes appraisal underwriting and final approval. Delays can occur if the property requires repairs to meet FHA standards.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in St Charles who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.