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Looking for a fha loan specialist in Springfield? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Springfield, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 20 fha loan specialists in Springfield, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
USA Mortgage
3100 S National Ave #101, Springfield, MO 65807
4177089250
Flat Branch Home Loans
4350 S National Ave a100, Springfield, MO 65810
4178770250
The Chavez Team - Cross Country Mortgage
1911 S National Ave Suite 104, Springfield, MO 65804
4177084207
Adam Swenka Team, Mortgage Lender NMLS #932959
4350 S National Ave, Springfield, MO 65810
4175129978
Gershman Mortgage Springfield, MO
1557 E Primrose St #100, Springfield, MO 65804
4178880320
PrimeLending - Andrew Semple | Sr. Loan Advisor
3000 E Chestnut Expressway Ste B, Springfield, MO 65802
4176160782
Express Mortgage
1701 S Enterprise Ave Suite 103, Springfield, MO 65804
4173247567
Alex Carriker | Highlands Residential Mortgage, Ltd.
1465 E Primrose St Suite B, Springfield, MO 65804
4172097463
PrimeLending, A PlainsCapital Company - Springfield
3000 E Chestnut Expressway B, Springfield, MO 65802
4176160777
Cross Country Mortgage Andy Heffner
1911 S National Ave Suite 104, Springfield, MO 65804
7125412858
Langley Mortgage Team
1557 E Primrose St, Springfield, MO 65804
4178398723
First Residential Independent Mortgage
1930 W Bennett St #100, Springfield, MO 65807
8009068960
Joshua J Duda - Flat Branch Home Loans
4350 S National Ave Suite A-100, Springfield, MO 65810
FHA loan specialists in Springfield Missouri help borrowers access government backed mortgages with lower down payments and flexible credit requirements. Missouri law requires FHA lenders to follow federal guidelines while also complying with state specific foreclosure and escrow rules. Local specialists understand the Springfield housing market and can guide you through the FHA loan process from pre approval to closing.
What Does a FHA Loan Specialist in Springfield Cost?
Typical costs for an FHA loan in Missouri include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Springfield usually range from 3000 to 6000 dollars depending on the loan size and lender fees. Some costs like appraisal and credit report fees are non refundable. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Springfield Missouri?
FHA loans require a minimum 3.5 percent down payment and a credit score of 580 or higher. Borrowers must have a debt to income ratio below 43 percent. The property must meet HUD safety and livability standards.
How do I find a qualified FHA loan specialist in Springfield?
Look for lenders who are approved by the U.S. Department of Housing and Urban Development. You can check the HUD lender list online or ask local real estate agents for referrals. Verify the specialist has experience with Missouri specific FHA programs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.