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Looking for a fha loan specialist in Joplin? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Joplin, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 18 fha loan specialists in Joplin, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flat Branch Home Loans
2131 E 32nd St, Joplin, MO 64804
4176244730
AmeriCash Loans - Joplin
420 N Rangeline Rd Suite 10, Joplin, MO 64801
4177822336
Tower Loan
2207 W 7th St STE 5, Joplin, MO 64801
4177822478
FirstTrust Home Loans, Inc.
521 S Main St, Joplin, MO 64801
8772765550
Aaron Arlington, Flat Branch Home Loans
2609 E 7th St Ste. 1, Joplin, MO 64801
4175920237
Regional Finance
323 S Rangeline Rd Suite 200, Joplin, MO 64801
4172085495
Flat Branch home loans sam hickey
2131 E 32nd St, Joplin, MO 64804
4176610880
TJ Belcher - Gateway Mortgage
3929 E 7th St G, Joplin, MO 64801
4177264064
Steve Kluthe - Gateway Mortgage
3929 E 7th St G, Joplin, MO 64801
4177264061
Gershman Mortgage - Joplin, MO
517 S Main St suite e, Joplin, MO 64801
4175531677
The Mortgage House
2915 S Main St, Joplin, MO 64804
4177827800
Southwest Missouri Bank Home Loan Center
1002 E 32nd St, Joplin, MO 64804
4176249970
FCS Financial
108 N Prosperity Ave, Joplin, MO 64801
4175720011
Flat Branch Home Loans - Keller Williams Office
2609 E 7th St Ste. 1, Joplin, MO 64801
4173129240
CountryPlace Mortgage
101 S Schifferdecker Ave #1, Joplin, MO 64801
4175534939
First Home Mortgage Company
2300 E 7th St, Joplin, MO 64801
4176248778
Gateway Mortgage
3929 E 7th St G, Joplin, MO 64801
4177264060
Shatara Stone-U.S. Bank Mortgage
300 E 32nd St, Joplin, MO 64804
4176253214
FHA loan specialists in Joplin Missouri help borrowers secure government backed mortgages with lower down payments and flexible credit requirements. Missouri law requires all FHA loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand Joplin market conditions and can guide you through the FHA appraisal and underwriting process.
What Does a FHA Loan Specialist in Joplin Cost?
Typical costs for an FHA loan in Missouri include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Joplin generally range from 2 to 5 percent of the purchase price. Lender origination fees vary between 0.5 and 1.5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Joplin Missouri in 2025?
For 2025 the FHA loan limit for a single family home in Jasper County is $498,257. Higher limits apply for multi unit properties. These limits are set by the Department of Housing and Urban Development and may change annually.
What credit score do I need for an FHA loan in Missouri?
Most FHA lenders in Missouri require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have overlays beyond FHA minimums.
How long does the FHA loan process take in Joplin?
The typical FHA loan process in Joplin takes 30 to 45 days from application to closing. Missouri law requires a three day right of rescission for refinances. Delays can occur with appraisal or document verification.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.