Find FHA Loan Specialists Near You in Joplin, MO
Directory of fha loan specialists in Joplin, Missouri. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Missouri before hiring.
Showing 18 fha loan specialists in Joplin, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Joplin Cost?
Typical costs for an FHA loan in Missouri include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Joplin generally range from 2 to 5 percent of the purchase price. Lender origination fees vary between 0.5 and 1.5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Joplin Missouri in 2025?
For 2025 the FHA loan limit for a single family home in Jasper County is $498,257. Higher limits apply for multi unit properties. These limits are set by the Department of Housing and Urban Development and may change annually.
What credit score do I need for an FHA loan in Missouri?
Most FHA lenders in Missouri require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have overlays beyond FHA minimums.
How long does the FHA loan process take in Joplin?
The typical FHA loan process in Joplin takes 30 to 45 days from application to closing. Missouri law requires a three day right of rescission for refinances. Delays can occur with appraisal or document verification.