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Find FHA Loan Specialists Near You in Jefferson City, MO
Browse fha loan specialists serving Jefferson City, Missouri. Contact information and addresses listed below.
18 agents listed
Updated May 2026
Jefferson City, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 18 fha loan specialists in Jefferson City, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flat Branch Home Loans
630 Bolivar St # 102, Jefferson City, MO 65101
5736915550
Sun Loan Company
1418 Missouri Blvd Ste C, Jefferson City, MO 65101
5736368708
Jefferson Bank
700 Southwest Blvd, Jefferson City, MO 65109
5736340860
Mariner Finance
2215 Missouri Blvd suite d, Jefferson City, MO 65109
5736348854
According 2 Cori: Cori Busby, Mortgage Broker NMLS #1560631
3401 W Truman Blvd Suite 151, Jefferson City, MO 65109
5736354443
Accord Mortgage
2810 S Ten Mile Dr, Jefferson City, MO 65109
5736365017
Payment 1 Loans - Jefferson City
1702 Missouri Blvd, Jefferson City, MO 65109
5734935626
Heights Finance
1418F Missouri Blvd, Jefferson City, MO 65109
5737619370
Tower Loan
520 Ellis Blvd j, Jefferson City, MO 65101
5736343136
Total Lending Concepts
1931 W Main St Ste A, Jefferson City, MO 65109
5732180800
Brandon Wooley, Mortgage Broker
220 E Dunklin St, Jefferson City, MO 65101
5738934888
Courtesy Loans
512 Ellis Blvd Suite O, Jefferson City, MO 65101
5736342731
American Mortgage Advisors Group
3236 Emerald Ln Suite 400, Jefferson City, MO 65109
5732986330
Loan Servicing Center
700A Southwest Blvd, Jefferson City, MO 65101
5736340880
Kevin Schwarzer, Home Lending Officer
132 E High St, Jefferson City, MO 65101
5732916599
Farm Credit Services
1934 E Miller St, Jefferson City, MO 65101
5736357956
Capital Mortgage Solutions
308 E High St # 105, Jefferson City, MO 65101
5738934888
FCS Financial
1930 E Miller St, Jefferson City, MO 65101
5736367131
An FHA loan specialist in Jefferson City, Missouri helps home buyers and homeowners navigate Federal Housing Administration insured loans. These loans require a minimum down payment of 3.5 percent and a credit score of at least 580. Missouri law does not impose additional state-specific FHA fees, but local property taxes and closing costs can vary by county.
What Does a FHA Loan Specialist in Jefferson City Cost?
Typical costs for an FHA loan in Missouri include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual MIP of 0.55 to 0.85 percent. Closing costs in Jefferson City usually range from 2 to 5 percent of the purchase price. Appraisal fees are around $400 to $600, and credit report fees are about $30 to $50. These costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Jefferson City?
You generally need a credit score of at least 580 for the 3.5 percent down payment option. If your score is between 500 and 579, you may still qualify with a 10 percent down payment. Your FHA loan specialist can review your specific situation.
Are there Missouri-specific rules for FHA loans?
Missouri follows standard FHA guidelines set by HUD. However, Missouri law requires lenders to provide a Good Faith Estimate and a HUD-1 Settlement Statement. The state also has a 30-day right of rescission for refinances on primary residences.
How long does an FHA loan process take in Jefferson City?
The typical FHA loan process takes 30 to 45 days from application to closing. Delays can occur if the home appraisal or underwriting requires additional documentation. Your specialist will provide a timeline based on your file.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.