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Find FHA Loan Specialists Near You in Gladstone, MO

Directory of fha loan specialists in Gladstone, Missouri. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Gladstone, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 3 fha loan specialists in Gladstone, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loan Factory - We Dare You To Compare
5600 N Antioch Rd Ste 105, Gladstone, MO 64119
8168887000
Matthew Shiever - NMLS#244431
2850 NE Kendallwood Pkwy, Gladstone, MO 64119
9139568307
First State Bank Mortgage
104 NE 72nd St Suite L, Gladstone, MO 64118
8164143239

An FHA loan specialist in Gladstone, Missouri can help you navigate the Federal Housing Administration loan process. These loans are popular for first-time homebuyers and those with lower credit scores. In Missouri, FHA loans must comply with state property transfer laws and local appraisal standards in Clay County.

What Does a FHA Loan Specialist in Gladstone Cost?

Typical costs for an FHA loan specialist in Missouri include an upfront mortgage insurance premium of 1.75% of the loan amount and a monthly mortgage insurance premium of 0.55% to 0.85% annually. Lender origination fees range from 0.5% to 1.5% of the loan amount. Closing costs in Gladstone usually total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Gladstone do?
An FHA loan specialist guides you through the FHA loan application, from pre-approval to closing. They help you understand Missouri specific requirements, such as property condition standards and local title transfer rules.
What are the FHA loan limits for Gladstone Missouri?
For 2024, the FHA loan limit for a single-family home in Clay County, including Gladstone, is $498,257. This amount is set by HUD and may change annually based on local median home prices.
Are there Missouri specific rules for FHA loans?
Yes. Missouri requires a licensed mortgage broker or lender to originate FHA loans. The state also has a 30 day right of rescission period for refinances, and all FHA loans must include a property appraisal by a HUD approved appraiser.