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Directory of fha loan specialists in Paducah, Kentucky. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Paducah, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 18 fha loan specialists in Paducah, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Finance
2780 New Holt Rd Suite C, Paducah, KY 42001
2703667004
Heights Finance
3333 Irvin Cobb Dr Ste 109, Paducah, KY 42003
2704420777
Mariner Finance
451 Jordan Dr f2, Paducah, KY 42001
2705340769
Benita Kristene Ladd - Supreme Lending
2520 New Holt Rd Suite G Suite G, Paducah, KY 42001
2705597978
World Finance
3160 Parisa Dr Suites B & C, Paducah, KY 42003
2704436911
1st Franklin Financial
5164 Hinkleville Rd, Paducah, KY 42001
2704423415
Paducah Bank - Lone Oak Road
2635 Lone Oak Rd, Paducah, KY 42003
2705755775
Lendmark Financial Services LLC
4645 Village Square Dr suite H, Paducah, KY 42001
2704424351
Stockton Mortgage, Paducah, KY NMLS #8259
3038 Lone Oak Rd, Paducah, KY 42003
2708459374
loanDepot
5158 Village Square Dr, Paducah, KY 42001
2702167100
US Bank Home Mortgages
333 Broadway St, Paducah, KY 42001
2705755310
US Bank Mortgage
1666 Broadway St, Paducah, KY 42001
8008722657
Ben T. Clayton - Paducah Bank
555 Jefferson St, Paducah, KY 42001
2705756233
Jake Duncan - Regions Mortgage Loan Officer
2990 Lone Oak Rd, Paducah, KY 42003
2707057435
Michele F Luksic - Paducah Bank
4575 Pecan Dr, Paducah, KY 42001
2705756647
Amelia Arnold - Paducah Bank
2635 Lone Oak Rd, Paducah, KY 42003
2705756676
Rachel E. Worley - Paducah Bank
2635 Lone Oak Rd, Paducah, KY 42003
2705755731
Marra McMillan - Paducah Bank
555 Jefferson St, Paducah, KY 42001
2705756662
FHA loan specialists in Paducah help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Kentucky law requires all mortgage loan originators to be licensed through the Kentucky Department of Financial Institutions. Local specialists understand Paducah home values and can guide you through FHA appraisal rules specific to Western Kentucky.
What Does a FHA Loan Specialist in Paducah Cost?
Typical costs for FHA loan specialist services in Kentucky include an origination fee of 1 to 2 percent of the loan amount. There is also an upfront mortgage insurance premium of 1.75 percent of the base loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Appraisal fees in Paducah range from 500 to 700 dollars. These costs vary by lender and your specific financial situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Paducah?
An FHA loan specialist helps you apply for a Federal Housing Administration insured mortgage. They explain eligibility, gather documents, and submit your loan file to FHA approved lenders in the Paducah area.
What are the FHA loan limits for Paducah Kentucky?
For 2024 the FHA loan limit for a single family home in McCracken County is 498,257 dollars. Limits are set by the Department of Housing and Urban Development and can change each year.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.