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Compare fha loan specialists in Frankfort. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Frankfort, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 10 fha loan specialists in Frankfort, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stockton Mortgage | Corporate | Frankfort, KY | NMLS# 8259
88 C Michael Davenport Blvd STE 1, Frankfort, KY 40601
5022271100
Kentucky Housing Corporation
1231 Louisville Rd, Frankfort, KY 40601
5025647630
Stockton Mortgage Frankfort | NMLS #8259
305 Leonardwood Dr Suite 3, Frankfort, KY 40601
5022271100
USA Mortgage
1009 Twilight Trail Unit 109, Frankfort, KY 40601
5026800953
Emmett Exum Jr, Mortgage Banker, NMLS #14331
88 C Michael Davenport Blvd STE 1, Frankfort, KY 40601
5022983527
Belinda Bay, Mortgage Loan Originator, NMLS #50602
305 Leonardwood Dr #3A, Frankfort, KY 40601
5028030470
Sandy Smith-USA Mortgage
1009 Twilight Trail Unit 109, Frankfort, KY 40601
8598931444
Ed Locke-USA Mortgage
1009 Twilight Trail Unit 109, Frankfort, KY 40601
5026800953
Republic State Mortgage
750 E Main St, Frankfort, KY 40601
5027449890
Mortgage Loans - Frankfort
114 Portsmouth Ln, Frankfort, KY 40601
8443841714
An FHA loan specialist in Frankfort, Kentucky helps borrowers secure Federal Housing Administration insured loans. These loans often require a lower down payment and more flexible credit standards than conventional mortgages. Frankfort homebuyers should note that Kentucky law requires all mortgage loan originators to be licensed through the Kentucky Department of Financial Institutions.
What Does a FHA Loan Specialist in Frankfort Cost?
Typical costs for an FHA loan specialist in Kentucky include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Other closing costs in Frankfort often total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Frankfort do?
An FHA loan specialist guides you through the FHA loan process from pre approval to closing. They help you understand FHA requirements such as the 3.5 percent minimum down payment and the upfront mortgage insurance premium. They also ensure your loan meets Kentucky specific property and appraisal standards.
What are the FHA loan limits for Frankfort Kentucky?
For 2025 the FHA loan limit for a single family home in Franklin County is $498,257. This limit applies to most areas in Frankfort. Higher limits may apply for duplexes triplexes or four unit properties.
How do I choose an FHA loan specialist in Frankfort?
Look for a specialist who is licensed in Kentucky and has experience with FHA loans. Check their standing with the Kentucky Department of Financial Institutions. Ask about their familiarity with local Frankfort appraisers and real estate agents.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.