ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of fha loan specialists in Ashland, Kentucky. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
Ashland, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 16 fha loan specialists in Ashland, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Finance
372A Diederich Blvd, Ashland, KY 41101
6066440100
Ashland Credit Union
305 12th St, Ashland, KY 41101
8002458112
Members Choice Credit Union
145 Russell Rd, Ashland, KY 41101
6063297876
Hobbs Mortgage Group
1401 Greenup Ave Suite A, Ashland, KY 41101
6065716611
Freedom Homes
13121 Slone Ct, Ashland, KY 41102
6069287575
Stockton Mortgage Corporation NMLS# 8259
1212 Bath Ave Suite 210, Ashland, KY 41101
6063930230
OneMain Financial
489 River Hill Dr, Ashland, KY 41101
6063258426
Lendmark Financial Services LLC
107 6th St, Ashland, KY 41101
6063298458
Luma Lending NMLS #2682683
2824 Holt St FIRST FLOOR, Ashland, KY 41101
6069222648
Thrive Mortgage - Ashland KY
1517 Winchester Ave, Ashland, KY 41101
6063248873
E Z Mortgage
2021 13th St, Ashland, KY 41101
6063254500
JTS Wealth Management of Raymond James
1600 Carter Ave, Ashland, KY 41101
6069209673
Met Life Home Loans
332 15th St, Ashland, KY 41101
6063240391
23 and Sixty Wealth Partners of RJ
1600 Carter Ave, Ashland, KY 41101
6069209725
Lela Tackett, Hobbs Mortgage Group Co. 1401 Greenup Avenue, suite 100A, Ashland, Ky
1401 Greenup Ave Suite #100A, Ashland, KY 41101
6066155560
PNC Mortgage
1000 Carter Ave, Ashland, KY 41101
6069204211
FHA loan specialists in Ashland Kentucky help homebuyers secure government-backed mortgages with lower down payments and flexible credit standards. Kentucky law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the Ashland housing market and can guide you through FHA loan limits and property requirements specific to Boyd County.
What Does a FHA Loan Specialist in Ashland Cost?
Typical costs for FHA loan specialist services in Kentucky include an origination fee of 1 percent of the loan amount, plus appraisal fees of $400 to $700, and credit report fees of $30 to $50. The upfront mortgage insurance premium is 1.75 percent of the loan amount, and annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan terms. These costs vary by lender and borrower situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Ashland do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured mortgage. They review your credit, income, and debt to determine eligibility. They also explain Kentucky-specific requirements like property condition standards and loan limits for Boyd County.
What are the credit score requirements for an FHA loan in Kentucky?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Kentucky lenders may have additional overlay requirements beyond FHA minimums.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Ashland who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.