Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 7 fha loan specialists in Georgetown, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heights Finance
102 Finley Dr #105, Georgetown, KY 40324
5025700301
Just 4 You Home Loans - Scott Porter
110 E Main St #73, Georgetown, KY 40324
8596999500
Stockton Mortgage NMLS# 8259
701 S Broadway St, Georgetown, KY 40324
5028633626
OneMain Financial
105 Lawson Dr #2, Georgetown, KY 40324
5028630190
Derek Howard - Bank of England Mortgage - NMLS 1442642
137 E Main St, Georgetown, KY 40324
8599482018
Alex Davenport
923 S Broadway St, Georgetown, KY 40324
5028688860
Chris LeMaster, Mortgage Lender with Stock Yards Bank & Trust
260 Blossom Park Dr, Georgetown, KY 40324
5025574053
What Does a FHA Loan Specialist in Georgetown Cost?
FHA loan costs in Kentucky include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs typically range from 2 to 5 percent of the purchase price. Lender fees may vary between 500 and 1500 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Georgetown do?
An FHA loan specialist helps you complete the application process for a Federal Housing Administration insured mortgage. They review your income, credit, and debt levels to determine eligibility. They also coordinate with FHA approved appraisers and underwriters to close your loan.
What are the FHA loan limits for Georgetown Kentucky?
For 2025, the FHA loan limit for a single family home in Scott County is $524,225. This limit applies to most areas in Kentucky. Higher limits may apply for multi unit properties.
How long does the FHA loan process take in Kentucky?
The typical FHA loan process in Kentucky takes 30 to 45 days from application to closing. Delays can occur if the appraisal or documentation is incomplete. Your specialist will provide a timeline based on your specific situation.