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Browse fha loan specialists serving Fort Thomas, Kentucky. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Fort Thomas, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 7 fha loan specialists in Fort Thomas, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lee Witte - Mortgage Broker
2221 Memorial Pkwy, Fort Thomas, KY 41075
8593805674
Dave Osburg, Mortgage Loan Originator, NMLS 142308
143 N Ft Thomas Ave, Fort Thomas, KY 41075
8592915626
The Mortgage Exchange - Team Piccola Loans - Mortgage - Michael Piccola - Home Loans
114 N Ft Thomas Ave, Fort Thomas, KY 41075
8598010442
Bob Lends at The Mortgage Exchange
114 N Ft Thomas Ave, Fort Thomas, KY 41075
8599821002
D. A. Griffin Financial, LLC (nmls 1264)
880 Alexandria Pike UNIT 203, Fort Thomas, KY 41075
8594429700
Thrive Mortgage - Ft. Thomas KY
143 N Ft Thomas Ave, Fort Thomas, KY 41075
8594418900
Wade Creek Mortgage
600L S Ft Thomas Ave, Fort Thomas, KY 41075
8594688287
An FHA loan specialist in Fort Thomas, Kentucky can guide you through the process of obtaining a government-backed mortgage. Kentucky law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. These specialists help Fort Thomas homebuyers understand FHA guidelines and local property requirements.
What Does a FHA Loan Specialist in Fort Thomas Cost?
Typical costs for FHA loan services in Kentucky include an upfront mortgage insurance premium of 1.75% of the loan amount, plus an annual premium of 0.55% to 0.85% depending on loan term and down payment. Lender fees range from $500 to $1,500. Appraisal fees in the Fort Thomas area average $400 to $600. Closing costs generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Fort Thomas?
An FHA loan specialist helps you prepare and submit your FHA loan application. They review your credit, income, and property details to ensure you meet FHA requirements. They also explain Kentucky-specific rules, such as property tax assessments and local appraisal standards.
What are the FHA loan limits for Campbell County Kentucky?
For 2024, the FHA loan limit for a single-family home in Campbell County, which includes Fort Thomas, is $498,257. This limit may change annually based on the Federal Housing Finance Agency calculations. Your specialist can confirm the current limit for your specific loan type.
How long does it take to get an FHA loan in Kentucky?
The typical FHA loan process in Kentucky takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires repairs. Your specialist will keep you updated on your timeline.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.