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Find FHA Loan Specialists Near You in Stonecrest, GA
Looking for a fha loan specialist in Stonecrest? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Stonecrest, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 2 fha loan specialists in Stonecrest, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
8075 Mall Pkwy #101, Stonecrest, GA 30038
7709814200
Loan Service Center
7079 Hayden Quarry Rd, Stonecrest, GA 30038
7704843200
An FHA loan specialist in Stonecrest, Georgia can help you navigate the process of obtaining a government-insured mortgage. Georgia law requires all mortgage loan originators to be licensed through the Georgia Department of Banking and Finance. Stonecrest buyers often use FHA loans for their low down payment options and flexible credit guidelines.
What Does a FHA Loan Specialist in Stonecrest Cost?
Typical costs for an FHA loan in Georgia include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, plus an annual MIP of 0.55% to 0.85% depending on loan term and down payment. Closing costs generally range from 2% to 5% of the purchase price, including appraisal fees (around $500 to $700) and title fees. Actual costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Stonecrest?
FHA loans typically require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Georgia lenders may have their own overlays, so check with a specialist.
Are there income limits for FHA loans in Georgia?
Yes, FHA loans have county-specific income limits. For Stonecrest in DeKalb County, the 2024 limit for a one-unit property is approximately $102,200 for low-income areas. Limits vary by household size and property location.
How long does an FHA loan approval take in Georgia?
Typical FHA loan approval in Georgia takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires repairs. Georgia law requires a 7-day right of rescission for refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.