Find FHA Loan Specialists in Alpharetta, GA
Looking for a fha loan specialist in Alpharetta? Review the directory below to compare your options.
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State Mortgage Licensing Authority of Georgia before hiring.
Showing 20 fha loan specialists in Alpharetta, GA
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An FHA loan specialist in Alpharetta Georgia helps home buyers and homeowners navigate FHA insured mortgages. These loans are backed by the Federal Housing Administration and have lower down payment requirements than conventional loans. Georgia law requires all mortgage loan originators to be licensed through the Georgia Department of Banking and Finance.
What Does a FHA Loan Specialist in Alpharetta Cost?
Typical costs for an FHA loan in Georgia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Closing costs in Alpharetta generally range from 2 to 5 percent of the purchase price. Lender origination fees vary but often fall between 0.5 and 1 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum FHA loan requirements in Alpharetta Georgia?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. The property must meet FHA appraisal standards and be your primary residence.
How do I find a qualified FHA loan specialist in Alpharetta?
Look for a licensed mortgage loan originator registered with the Nationwide Multistate Licensing System. You can verify a specialist license through the Georgia Department of Banking and Finance website. Many local banks and credit unions in Alpharetta offer FHA loans.
What are the FHA loan limits for Alpharetta Georgia in 2025?
For 2025 the FHA loan limit for a single family home in Fulton County including Alpharetta is $498,257 for low cost areas and $1,149,825 for high cost areas. Check the HUD website for the exact limit for your specific property type.