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Looking for a fha loan specialist in Austell? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Austell, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 2 fha loan specialists in Austell, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Well Connected Funding
2740 Jefferson St A6, Austell, GA 30168
6785681105
West Mortgage Home Loans, LP
1850 Anderson Mill Rd, Austell, GA 30106
7709128739
An FHA loan specialist in Austell, Georgia can guide you through the process of obtaining a government-backed mortgage. These loans are popular in the Atlanta metro area due to lower down payment requirements and flexible credit guidelines. Georgia law requires all mortgage loan originators to be licensed through the Georgia Department of Banking and Finance.
What Does a FHA Loan Specialist in Austell Cost?
Typical costs for an FHA loan in Georgia include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual mortgage insurance premium (MIP) ranging from 0.45 percent to 1.05 percent depending on loan term and down payment. Closing costs generally range from 2 to 5 percent of the purchase price. Lender origination fees, appraisal fees, and title insurance also apply. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the credit score requirements for an FHA loan in Austell Georgia?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify with a 10 percent down payment. Each lender may have its own overlays, so it is important to check with a specialist.
What is the maximum FHA loan limit for Austell Georgia?
For 2024, the FHA loan limit for a single-family home in Cobb County, which includes Austell, is $498,257. This limit applies to standard FHA loans and may be higher for duplexes or triplexes. Limits are adjusted annually based on local median home prices.
Do I need to live in the property to get an FHA loan in Georgia?
Yes, FHA loans require the borrower to occupy the property as their primary residence within 60 days of closing. This is a federal requirement and applies to all FHA loans in Georgia. Investment properties and vacation homes do not qualify.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.