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Browse fha loan specialists serving Athens, Georgia. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Athens, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 10 fha loan specialists in Athens, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Charlie Fleming, Remarkable Mortgage
One Press Pl Suite 201, Athens, GA 30601
4042132447
Joe Bishop - Ameris Bank Mortgage
1045 S Milledge Ave, Athens, GA 30605
7063403972
Cleveland Miller - BankSouth Mortgage Loan Officer
100 Athens Town Blvd Ste 2, Athens, GA 30606
3364551153
Capital City Home Loans
1045 S Milledge Ave Suite 201, Athens, GA 30605
7064242275
Clyde The Mortgage Guy: Clyde Penton, Mortgage Lender NMLS #979755
1494 Prince Ave, Athens, GA 30606
4046047013
Athens Mortgage
710 S Milledge Ave, Athens, GA 30605
7063699307
Derek Conley - Ameris Bank Mortgage
1045 S Milledge Ave, Athens, GA 30605
6789203786
Andy Eastman - Ameris Bank Mortgage
1045 S Milledge Ave, Athens, GA 30605
7062554493
Metro Mortgage of Georgia Inc
3722 Atlanta Hwy #3, Athens, GA 30606
7065438820
Todd Cowart - Regions Mortgage Loan Officer
2009 Prince Ave, Athens, GA 30606
6784885308
An FHA loan specialist in Athens, Georgia helps borrowers secure loans insured by the Federal Housing Administration. These loans often require lower down payments and credit scores than conventional loans. In Georgia, FHA loans must comply with state-specific property and closing requirements, including Georgia's non-judicial foreclosure laws that affect lender protections.
What Does a FHA Loan Specialist in Athens Cost?
Typical costs for an FHA loan in Georgia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Athens range from 2 to 5 percent of the purchase price, including lender fees, appraisal fees (around 500 dollars), and title insurance. These costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Athens GA?
The standard minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. A score between 500 and 579 may still qualify with a 10 percent down payment. Local lenders in Athens may have overlays requiring higher scores.
Are there specific property condition rules for FHA loans in Georgia?
Yes, FHA requires that the property meets minimum health and safety standards through an FHA appraisal. In Georgia, this includes checking for structural issues, lead paint in homes built before 1978, and proper functioning of major systems. The appraisal also verifies the property is in a flood zone if applicable.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.