FHA Loan Specialists in Augusta, GA
Looking for a fha loan specialist in Augusta? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Georgia before hiring.
Showing 18 fha loan specialists in Augusta, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Augusta Cost?
Typical costs for an FHA loan specialist in Augusta Georgia include an origination fee which is usually 1 percent of the loan amount. Other costs include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Closing costs in Georgia generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Augusta Georgia?
An FHA loan specialist guides you through the FHA loan process from pre approval to closing. They help you understand FHA requirements such as the 3.5 percent minimum down payment and the upfront mortgage insurance premium. They also verify that the property meets FHA minimum property standards.
What are the credit score requirements for an FHA loan in Georgia?
FHA loans typically require a minimum credit score of 580 for the 3.5 percent down payment option. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set higher credit score overlays so it is important to ask your specialist.