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Compare FHA Loan Specialists in St Simons Island, GA
Directory of fha loan specialists in St Simons Island, Georgia. Verify credentials with the state mortgage licensing authority before hiring.
12 agents listed
Updated May 2026
St Simons Island, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 12 fha loan specialists in St Simons Island, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LendLogic - St Simons Island
1607 Frederica Rd suite 102, St Simons Island, GA 31522
9122684064
Stephen Moreno, IV - Capital City Home Loans
621 Ocean Blvd, St Simons Island, GA 31522
9127712115
Lendingchics at Bank of England Mortgage
2483 Demere Rd Suite 201, St Simons Island, GA 31522
5132255297
Somerset Mortgage Corporation
1607 Frederica Rd #201, St Simons Island, GA 31522
9122307700
Five Star Credit Union
95 Cinema Ln, St Simons Island, GA 31522
8886191711
Capital City Home Loans
621 Ocean Blvd, St Simons Island, GA 31522
9126383005
Truist
501 Sea Island Rd, St Simons Island, GA 31522
9126387966
Mark North - Ameris Bank Mortgage
3811 Frederica Rd, St Simons Island, GA 31522
4043877273
Cornerstone First Mortgage NMLS#173855
1700 Frederica Rd STE 106, St Simons Island, GA 31522
9123422401
Synovus Bank
401 Sea Island Rd, St Simons Island, GA 31522
8887966887
Best Life Home Loans
5500 Frederica Rd Suite 1219, St Simons Island, GA 31522
9127716224
SWBC Mortgage St. Simons Island
507 Ocean Blvd Ste 202, St Simons Island, GA 31522
6788225342
An FHA loan specialist in St Simons Island Georgia can guide you through the process of obtaining a government-backed mortgage. Georgia law requires all mortgage loan originators to be licensed through the Georgia Department of Banking and Finance. Local specialists understand the unique property values and flood zone considerations for Glynn County coastal homes.
What Does a FHA Loan Specialist in St Simons Island Cost?
Typical costs for an FHA loan in Georgia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs generally range from 3 percent to 5 percent of the purchase price. These costs vary by lender, loan amount, and credit profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for St Simons Island Georgia?
For 2024 the FHA loan limit for Glynn County is $498,257 for a single-family home. This amount is set by the Department of Housing and Urban Development and may change annually.
Do I need a special license to work with an FHA loan specialist in Georgia?
Yes. Georgia requires all mortgage loan originators to hold a valid license through the Georgia Department of Banking and Finance. You can verify a specialist license on the Nationwide Mortgage Licensing System website.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.