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Compare fha loan specialists in Rome. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
Rome, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 17 fha loan specialists in Rome, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
317 Broad St, Rome, GA 30161
7062959413
Coosa Valley Credit Union
1307 Redmond Rd, Rome, GA 30165
7062358551
World Finance
111 Broad St, Rome, GA 30161
7062340839
Courtesy Finance
116 Hicks Dr SE, Rome, GA 30161
7062386581
Loanmax Title Loans
1010 Shorter Ave NW, Rome, GA 30165
7062340663
1st Franklin Financial
610 Shorter Ave NW Suite 8, Rome, GA 30165
7062914248
Security Finance
2204 Shorter Ave NW #11, Rome, GA 30165
7062918098
Richard Hattaway
1490 Martha Berry Blvd NE, Rome, GA 30165
7062666543
OneMain Financial
150 Shorter Ave NW, Rome, GA 30165
7062914250
Lendmark Financial Services LLC
471 Turner McCall Blvd NE, Rome, GA 30165
7062911223
Southern Housing of Rome
2611 Shorter Ave NW, Rome, GA 30165
7623276736
Republic Finance
719 Turner McCall Blvd NE, Rome, GA 30165
7062912274
Peoples Financial Corporation of Rome
1013 Shorter Ave NW, Rome, GA 30165
7062911367
American Pacific Mortgage (NMLS #2558846)
339 Broad St, Rome, GA 30161
7707736979
FirstBank Mortgage
800 Broad St Suite 114, Rome, GA 30161
8002006462
Rome Mortgage Co
401 Broad St # 304, Rome, GA 30161
7062901111
Diana D Wall - Truist Mortgage Loan Officer
100 E 2nd Ave, Rome, GA 30161
8554024535
An FHA loan specialist in Rome Georgia can help you navigate the Federal Housing Administration loan process. These loans are popular for first-time homebuyers and those with lower credit scores. Georgia law requires all mortgage loan originators to be licensed through the Georgia Department of Banking and Finance, ensuring you work with a qualified professional.
What Does a FHA Loan Specialist in Rome Cost?
In Georgia, FHA loan costs include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.45 percent to 1.05 percent depending on loan term and loan-to-value ratio. Closing costs in Rome typically range from 2 to 5 percent of the purchase price, including lender fees, appraisal fees (around $500 to $700), and title insurance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan and who qualifies in Rome Georgia?
An FHA loan is a government-backed mortgage insured by the Federal Housing Administration. In Rome Georgia, you typically need a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
What are the FHA loan limits for Floyd County Georgia in 2025?
For 2025, the FHA loan limit for a single-family home in Floyd County Georgia is $498,257. This limit applies to Rome and the surrounding area. Higher limits apply for two-unit, three-unit, and four-unit properties.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.