ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find FHA Loan Specialists Near You in Locust Grove, GA
Browse fha loan specialists serving Locust Grove, Georgia. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Locust Grove, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 4 fha loan specialists in Locust Grove, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Becky Brown
3536 GA-42, Locust Grove, GA 30248
7708705120
New American Funding - Stockbridge, GA
3536 GA-42, Locust Grove, GA 30248
6782033494
Northpoint Mortgage
100 Park 42 Dr Suite B, Locust Grove, GA 30248
4707353840
New American Funding - KC Lorow
3536 GA-42, Locust Grove, GA 30248
7708705155
An FHA loan specialist in Locust Grove, Georgia helps home buyers and homeowners secure loans insured by the Federal Housing Administration. Georgia law requires all mortgage loan originators to be licensed through the Georgia Department of Banking and Finance. Locust Grove buyers often use FHA loans for their lower down payment options and flexible credit requirements.
What Does a FHA Loan Specialist in Locust Grove Cost?
Typical costs for an FHA loan specialist in Georgia include an origination fee of 1 percent of the loan amount, which is usually capped at 1 percent by FHA rules. Appraisal fees range from $500 to $700, and credit report fees are about $30 to $50. The upfront mortgage insurance premium is 1.75 percent of the loan amount, and the annual premium is 0.55 percent of the loan balance. These costs vary by lender and borrower profile. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Locust Grove, Georgia in 2025?
For 2025, the FHA loan limit for a single-family home in Henry County, which includes Locust Grove, is $498,257. This limit applies to standard FHA loans and may be higher for multi-unit properties. Limits are set by the U.S. Department of Housing and Urban Development.
What is the minimum down payment for an FHA loan in Georgia?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. If your credit score is between 500 and 579, you may qualify with a 10 percent down payment. These requirements apply nationwide including Georgia.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Locust Grove who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.