FHA loan specialists in Dacula, Georgia help homebuyers secure mortgages insured by the Federal Housing Administration. These loans require a minimum down payment of 3.5 percent and are popular in Gwinnett County for first-time buyers. Georgia law does not impose additional state-specific FHA fees, but borrowers must meet standard FHA credit and income guidelines.
What Does a FHA Loan Specialist in Dacula Cost?
Typical costs for an FHA loan specialist in Georgia include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual mortgage insurance premium (MIP) of 0.55 to 0.85 percent depending on loan term and down payment. Lender origination fees range from 0.5 to 1.5 percent of the loan amount. Third-party costs such as appraisal, credit report, and title fees add approximately $1,500 to $3,000. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
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