Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 9 fha loan specialists in Trussville, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Franklin Financial
445 Main St Suite 113 & 117, Trussville, AL 35173
2055082250
Legacy Home Mortgage
204 Main St Suite 121, Trussville, AL 35173
2057046559
Marco Turner at Prosperity Home Mortgage - Trussville
183 Main St, Trussville, AL 35173
2053564499
360 Lending, LLC
412 Walnut Dr, Trussville, AL 35173
2056602099
Faith Mortgage LLC. NMLS#189393
186 Main St, Trussville, AL 35173
2056557250
Tracy Causey at Rate (NMLS #645329)
7145 Happy Hollow Rd Suite 100A, Trussville, AL 35173
2057192285
Chandler Bares - Regions Mortgage Loan Officer
193 Main St, Trussville, AL 35173
3039568192
Liz Tolivar at Rate (NMLS #2633836)
7145 Happy Hollow Rd Suite 100A, Trussville, AL 35173
3127521343
Prosperity Home Mortgage - Trussville
428 Main St, Trussville, AL 35173
8772751762
What Does a FHA Loan Specialist in Trussville Cost?
Typical costs for an FHA loan specialist in Alabama include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums of 0.55 to 0.85 percent. Closing costs in Trussville range from 3 to 5 percent of the purchase price. These costs vary by lender and borrower qualifications. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Trussville do?
An FHA loan specialist helps you apply for an FHA-insured mortgage, explains down payment requirements, and ensures your loan meets Alabama and HUD guidelines. They also assist with documentation and credit qualification.
What are the FHA loan limits for Trussville Alabama?
For 2024, FHA loan limits in Jefferson County, which includes Trussville, are 498,257 for a single-family home. Limits may vary by county and are updated annually by HUD.
How long does the FHA loan process take in Alabama?
The typical FHA loan process in Alabama takes 30 to 45 days from application to closing. Delays can occur if property appraisals or documentation issues arise.