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Find FHA Loan Specialists in Auburn, AL

Directory of fha loan specialists in Auburn, Alabama. Verify credentials with the state mortgage licensing authority before hiring.

20 agents listed
Updated May 2026
Auburn, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 20 fha loan specialists in Auburn, AL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hutson McGraw - Trustmark Bank Mortgage
415 N Dean Rd, Auburn, AL 36830
3344190824
Birchwood Lending | Auburn Mortgage Lender
1922 Professional Cir Suite 305, Auburn, AL 36830
3345914433
Aaron Folta at Ironcrest Mortgage, LLC
1799 Ogletree Rd #100, Auburn, AL 36830
3347508189
Kristina Davis at Ironcrest Mortgage, LLC
1799 Ogletree Rd #100, Auburn, AL 36830
3344429273
Will Herring
2160 Moores Mill Rd, Auburn, AL 36830
3347076999
Quinn Harrelson at River Bank and Trust
1192 S Donahue Dr, Auburn, AL 36830
2566756259
Gulf States Financial
166 N Gay St Suite 5, Auburn, AL 36830
3347527080
Barry Kirkland
2160 Moores Mill Rd, Auburn, AL 36830
3345248351
Guild Mortgage - Josh Apperson
310 Samford Village Ct Suite 500, Auburn, AL 36830
3343151555
Will Black
2160 Moores Mill Rd, Auburn, AL 36830
3347596480
Will Golden
2160 Moores Mill Rd, Auburn, AL 36830
3347445485
Kyle Frazier at CrossCountry Mortgage
1810 E Glenn Ave #140, Auburn, AL 36830
3343325444
Guild Mortgage Company
310 Samford Village Ct Suite 500, Auburn, AL 36830
3345138113
Silverton Mortgage - Auburn
1700 Miracle Rd Suite B, Auburn, AL 36830
2055471491
Matthew Gregg at CrossCountry Mortgage
1810 E Glenn Ave Ste #150, Auburn, AL 36830
8777731226
Tonya Spann
2160 Moores Mill Rd, Auburn, AL 36830
3344440552
James Sager at CrossCountry Mortgage
1810 E Glenn Ave Ste #150, Auburn, AL 36830
3345911499
Armin Naismith at CrossCountry Mortgage
1810 E Glenn Ave Ste #150, Auburn, AL 36830
8777731226
CrossCountry Mortgage, LLC
1810 E Glenn Ave Ste #150, Auburn, AL 36830
9259544328
Hometown Lenders on the Plains
1943 S College St Ste A, Auburn, AL 36832
3345218213

FHA loan specialists in Auburn Alabama help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Alabama law requires all mortgage loan originators to be licensed through the Alabama Banking Department. These specialists guide clients through FHA appraisal rules and local property conditions common in Lee County.

What Does a FHA Loan Specialist in Auburn Cost?

Typical costs for an FHA loan in Alabama include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. Closing costs generally range from 2% to 5% of the purchase price. For a $200,000 home, expect total upfront costs between $4,000 and $10,000. These figures vary by lender and borrower qualifications. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Auburn Alabama?
For 2025, the FHA loan limit for a single-family home in Lee County is $498,257. This limit applies to most areas in Auburn and can be higher for multi-unit properties.
Do I need a specific license to be an FHA loan specialist in Alabama?
Yes. All mortgage loan originators in Alabama must hold a valid license through the Nationwide Multistate Licensing System (NMLS) and comply with the Alabama Secure and Fair Enforcement for Mortgage Licensing Act.