Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 14 fha loan specialists in Athens, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Liberty Finance of Athens
800 US Hwy 72 W J, Athens, AL 35611
2562326323
TitleMax Title Pawns
1129 S Jefferson St, Athens, AL 35611
2562303137
Sun Loan Company
800 US Hwy 72 W Ste I, Athens, AL 35611
2567717999
Tower Loan
639 US Hwy 72 W, Athens, AL 35611
2562626838
Athens Finance
709 Hobbs St E, Athens, AL 35611
2562306764
1st Franklin Financial
22083 US-72 Suite Q, Athens, AL 35613
2562334200
Security Finance
600 S Jefferson St G, Athens, AL 35611
2567712903
Courtesy First Home Lenders
110 N Marion St, Athens, AL 35611
2562160202
First State Loans of Athens Inc
622 S Jefferson St, Athens, AL 35611
2562323800
Alabama Farm Credit- Athens
26243 US-72, Athens, AL 35613
2562320344
Synovus Mortgage
301 W Washington St, Athens, AL 35611
2567747031
Amy Osborne - Regions Mortgage Loan Officer
1101 US Hwy 72 E, Athens, AL 35611
2565356946
Home Mortgage of America Inc
101 Cloverleaf Dr, Athens, AL 35611
2562301151
PNC Mortgage
1044 US Hwy 72 E, Athens, AL 35611
2562301000
What Does a FHA Loan Specialist in Athens Cost?
Typical costs for an FHA loan in Alabama include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual mortgage insurance premium (MIP) of 0.55 percent to 0.85 percent. Closing costs in Athens usually range from 2 to 5 percent of the purchase price. Lender fees and third-party costs such as appraisal and title insurance vary by situation. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Athens Alabama?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify but you will need a 10 percent down payment. Each lender in Alabama may have its own overlay requirements so check with a specialist.
Are FHA loans only for first-time homebuyers in Athens?
No FHA loans are available to any qualified buyer including repeat buyers. You must use the home as your primary residence. There is no first-time buyer restriction under Alabama or federal FHA rules.
What is the FHA loan limit for Athens Alabama in 2025?
For 2025 the FHA loan limit for a single-family home in Limestone County is $498,257. This amount applies to most areas in Alabama. Higher limits may apply for duplexes or larger properties.