ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a fha loan specialist in Attalla? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Attalla, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 4 fha loan specialists in Attalla, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heights Finance
958 Gilbert Ferry Rd SE, Attalla, AL 35954
2564399950
Check `n Go
977 Gilbert Ferry Rd SE Ste E, Attalla, AL 35954
2565383289
Exchange Bank of Alabama - Attalla, AL
923 Cleveland Ave, Attalla, AL 35954
2565387875
Republic Finance
946 Gilbert Ferry Rd SE, Attalla, AL 35954
2565381390
An FHA loan specialist in Attalla Alabama can guide you through the process of obtaining a Federal Housing Administration insured loan. These loans are popular for first time homebuyers and those with lower credit scores. Alabama law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Attalla Cost?
FHA loan costs in Alabama include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.45 percent to 1.05 percent depending on loan term and down payment. Typical closing costs in Attalla range from 2 to 5 percent of the purchase price. Appraisal fees are usually $500 to $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Attalla Alabama?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify but you will need a 10 percent down payment. Each lender in Alabama may have slightly different requirements.
Are FHA loan limits different in Attalla Alabama?
Yes FHA loan limits vary by county. For Etowah County where Attalla is located the 2024 FHA loan limit for a single family home is typically around $498,257. Higher limits apply for multi unit properties. Check with a local specialist for current figures.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Attalla who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.