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Find FHA Loan Specialists Near You in Fairhope, AL
Directory of fha loan specialists in Fairhope, Alabama. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Fairhope, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 18 fha loan specialists in Fairhope, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lisa Hartley Gowan, Mortgage Loan Officer - First Horizon Bank
22530 US-98 Suite 50, Fairhope, AL 36532
2513459652
Supreme Lending Fairhope
208 N Greeno Rd Suite B-1, Fairhope, AL 36532
2514396378
GMFS Mortgage - Fairhope
323 De La Mare Ave Suite 8 Suite 8, Fairhope, AL 36532
2513321999
NFM Lending, Aaron Jensen
413 Johnson Ave, Fairhope, AL 36532
9854004320
Will Chandler - Regions Mortgage Loan Officer
98 S Greeno Rd, Fairhope, AL 36533
2052394962
An FHA loan specialist in Fairhope Alabama can guide you through the process of obtaining a government-backed mortgage. Alabama law requires all mortgage originators to be licensed through the Nationwide Multistate Licensing System. Fairhope home buyers often use FHA loans for their lower down payment requirements and flexible credit guidelines.
What Does a FHA Loan Specialist in Fairhope Cost?
Typical costs for FHA loan specialist services in Alabama include an origination fee of 1% of the loan amount and an upfront mortgage insurance premium of 1.75% of the base loan amount. Appraisal fees range from $500 to $700. Closing costs in Fairhope generally total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Fairhope do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a mortgage, and submit a complete application. They work with lenders to ensure your loan meets federal guidelines and Alabama state regulations.
What are the FHA loan limits for Fairhope Alabama?
For 2025, the FHA loan limit for a single-family home in Baldwin County is $498,257. This limit applies to Fairhope and surrounding areas. Higher limits may apply for multi-unit properties.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.