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Find FHA Loan Specialists Near You in Saraland, AL
Looking for a fha loan specialist in Saraland? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Saraland, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 6 fha loan specialists in Saraland, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
15 Shelton Beach Rd, Saraland, AL 36571
2514420992
1st Franklin Financial
1018 Industrial Pkwy, Saraland, AL 36571
2516791403
Security Finance
627 Saraland Blvd, Saraland, AL 36571
2516758252
Heights Finance
102 Saraland Loop, Saraland, AL 36571
2516799044
All-Star Mortgages, LLC
207 Shelton Beach Rd Ste. C, Saraland, AL 36571
2513274898
Republic Finance
801 Hwy 43 S # D, Saraland, AL 36571
2516754428
FHA loan specialists in Saraland, Alabama help homebuyers secure government-backed mortgages with lower down payments. Alabama law requires all mortgage loan originators to be licensed through the Alabama Banking Department. Local specialists understand the Saraland real estate market and can guide you through FHA credit and property requirements.
What Does a FHA Loan Specialist in Saraland Cost?
Typical costs for FHA loan services in Alabama include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. Closing costs generally range from 3% to 5% of the purchase price, including appraisal, title, and origination fees. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Saraland do?
An FHA loan specialist helps you apply for a Federal Housing Administration loan. They review your credit, income, and property eligibility. They also ensure the loan meets Alabama and federal guidelines.
What are the FHA loan limits for Saraland Alabama?
FHA loan limits in Mobile County, which includes Saraland, are set annually by the Department of Housing and Urban Development. For 2025, the standard limit for a single-family home is around $498,257. Limits can vary for duplexes and larger properties.
How long does an FHA loan approval take in Alabama?
FHA loan approval in Alabama typically takes 30 to 45 days from application to closing. Delays can occur if extra documentation is needed or if the property requires repairs. A local specialist can help speed up the process.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.