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Directory of fha loan specialists in Montgomery, Alabama. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Montgomery, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 20 fha loan specialists in Montgomery, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
6845 Halcyon Park Dr, Montgomery, AL 36117
3342709100
Guild Mortgage - Jimmy Parsons
1943 Berry Chase Pl, Montgomery, AL 36117
3347828949
John W Mills | Fairway Independent Mortgage Corporation Loan Officer
6845 Halcyon Park Dr, Montgomery, AL 36117
3342709100
Allison Prillaman | Fairway Home Mortgage Loan Officer
7224 Halcyon Park Dr Store # J, Montgomery, AL 36117
3342697111
Renasant Mortgage Lending
6825 Halcyon Park Dr, Montgomery, AL 36117
3342015477
The Glenn Wilson Lending Team - Movement Mortgage
5151 Hampstead High St suite 100, Montgomery, AL 36116
3342476484
Real Estate Funding
8421 Crossland Loop, Montgomery, AL 36117
3342156789
Paula Boyd Robinson
8138 Seaton Pl, Montgomery, AL 36116
3343943267
Guild Mortgage - Alex Castanza
1943 Berry Chase Pl, Montgomery, AL 36117
3345908944
Guild Mortgage - Harris Baker Jr
1943 Berry Chase Pl, Montgomery, AL 36117
3345498332
Kelli W Moore | Fairway Independent Mortgage Corporation Loan Officer
6845 Halcyon Park Dr, Montgomery, AL 36117
3342709100
Chris Nolan at CrossCountry Mortgage
7224 Halcyon Park Dr Store # J, Montgomery, AL 36117
3342021101
Donna Young
8138 Seaton Pl, Montgomery, AL 36116
3345906399
Guild Mortgage Company
1943 Berry Chase Pl, Montgomery, AL 36117
3345138113
Assurance Financial - Montgomery, AL
7065 Fain Park Dr suite c, Montgomery, AL 36117
3342167019
Steve A Kermish | Fairway Independent Mortgage Corporation Loan Officer
6845 Halcyon Park Dr, Montgomery, AL 36117
3342709100
PrimeLending, A PlainsCapital Company - Montgomery AL
445 Dexter Ave Suite 4050 Ofc 409, Montgomery, AL 36104
2567637909
Anchor Mortgage Services
4260 Carmichael Ct N, Montgomery, AL 36106
3342335626
FHA loan specialists in Montgomery, Alabama help homebuyers navigate FHA-insured mortgages, which are popular for their low down payment requirements. Alabama law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Local specialists understand Montgomery housing market conditions and can guide you through the FHA appraisal process required by HUD.
What Does a FHA Loan Specialist in Montgomery Cost?
Typical costs for an FHA loan in Alabama include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual MIP of 0.55 to 0.85 percent depending on loan term and down payment. Closing costs in Montgomery range from 2 to 5 percent of the purchase price, including appraisal fees around $500 to $700 and lender origination fees. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Montgomery?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Requirements can vary by lender in Alabama.
Are FHA loans only for first-time homebuyers in Alabama?
No, FHA loans are available to all qualified buyers, not just first-time homebuyers. You must occupy the property as your primary residence. There is no Alabama-specific restriction limiting FHA loans to first-time buyers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.