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Browse fha loan specialists serving Gadsden, Alabama. Contact information and addresses listed below.
17 agents listed
Updated May 2026
Gadsden, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 17 fha loan specialists in Gadsden, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alabama Title Loans, Inc.
2301 W Meighan Blvd, Gadsden, AL 35904
2565467444
World Finance
233 S 3rd St, Gadsden, AL 35901
2565432038
Sun Loan Company
901 Rainbow Dr B, Gadsden, AL 35901
2563990060
First Federal Mortgage
644 Walnut St Suite 1, Gadsden, AL 35901
2564424838
Tower Loan
416 Chestnut St, Gadsden, AL 35901
2564569735
Security Finance
437 George Wallace Dr, Gadsden, AL 35903
2565699947
1st Franklin Financial
441 George Wallace Dr, Gadsden, AL 35903
2565467700
Gadsden Finance, Inc.
104 E Meighan Blvd, Gadsden, AL 35903
2565430105
Guild Mortgage Company
2331 Rainbow Dr Space B, Gadsden, AL 35901
2564854612
Erika Westcott, Movement Mortgage
601 S 5th St, Gadsden, AL 35901
2564410922
Regional Finance
449 George Wallace Dr, Gadsden, AL 35903
2565463691
Guild Mortgage - Cliff Daugherty
2331 Rainbow Dr Space B, Gadsden, AL 35901
2564854614
OneMain Financial
455 George Wallace Dr, Gadsden, AL 35903
2565430600
Lendmark Financial Services LLC
510 E Meighan Blvd Suite A-4, Gadsden, AL 35903
2565154820
PIB Mortgage
2100 Club Dr #250, Gadsden, AL 35901
2565157950
Exchange Mortgage
230 N 3rd St, Gadsden, AL 35901
2565045841
Purchase and Refinance Mortgages in Gadsden
WEISS, 315 Broad St, Gadsden, AL 35901
2566395626
FHA loan specialists in Gadsden Alabama help home buyers and homeowners secure government backed mortgages with lower down payments and flexible credit requirements. Alabama law requires all FHA loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the Gadsden real estate market and can guide you through FHA loan limits specific to Etowah County.
What Does a FHA Loan Specialist in Gadsden Cost?
Typical costs for FHA loan services in Alabama include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Gadsden generally range from 2 to 5 percent of the purchase price. Lender origination fees vary but often range from 0.5 to 1.5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Gadsden Alabama in 2025?
For 2025 the FHA loan limit for a single family home in Etowah County is $498,257. Higher limits apply for duplexes triplexes and four unit properties. These limits are set by the U.S. Department of Housing and Urban Development and may change annually.
What credit score is needed for an FHA loan in Alabama?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Alabama lenders may have their own overlay requirements above the FHA minimum.
How long does the FHA loan process take in Gadsden?
The typical FHA loan process in Alabama takes 30 to 45 days from application to closing. This timeline includes appraisal underwriting and final approval. Delays can occur if additional documentation is needed or if the property requires repairs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.