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Directory of fha loan specialists in Fort Payne, Alabama. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
Fort Payne, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 16 fha loan specialists in Fort Payne, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Pawns
1411 Glenn Blvd SW Suite B, Fort Payne, AL 35967
2568451339
Sun Loan Company
1801 Gault Ave N Ste 101, Fort Payne, AL 35967
2569979999
World Finance
601 Gault Ave S Ste 300, Fort Payne, AL 35967
2568456791
Liberty Finance of Fort Payne
1949 Gault Ave N Suite 103, Fort Payne, AL 35967
2568442208
1st Franklin Financial
1200 Dekalb Plaza Blvd SW, Fort Payne, AL 35967
2568455500
Security Finance
2207 Gault Ave N suite e, Fort Payne, AL 35967
2569970511
Tower Loan
318 Gault Ave N, Fort Payne, AL 35967
2563046910
Regional Finance
103 Cracker Barrel Rd, Fort Payne, AL 35968
2568459007
Credit Central
607 Gault Ave N # D, Fort Payne, AL 35967
2568454784
Liberty Tax & Loans
601 Gault Ave S #500, Fort Payne, AL 35967
2568457223
First Fidelity Bank
1400 Gault Ave N, Fort Payne, AL 35967
2568451077
Republic Finance
1906 Glenn Blvd SW Suite 700, Fort Payne, AL 35968
2568454450
Victorian Finance - Fort Payne
1000 Gault Ave S E, Fort Payne, AL 35967
2569961421
PNC Mortgage
200 Gault Ave N, Fort Payne, AL 35967
2568451210
FFB Ag Finance, Inc. - Poultry Lending Division
2201 Gault Ave N # G, Fort Payne, AL 35967
2568454270
Regions Mortgage
Grand Ave S, Fort Payne, AL 35967
8003256000
FHA loan specialists in Fort Payne, Alabama help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. These professionals guide clients through the specific FHA loan limits and property eligibility rules that apply to DeKalb County. Working with a local specialist ensures you understand Alabama state regulations and the Fort Payne housing market.
What Does a FHA Loan Specialist in Fort Payne Cost?
Typical costs for FHA loan specialist services in Alabama include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual mortgage insurance premium between 0.45% and 1.05%. Closing costs in Fort Payne usually range from 2% to 5% of the purchase price. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Fort Payne do?
An FHA loan specialist helps you determine if you qualify for an FHA loan, explains the required documentation, and guides you through the application process. They also advise on property eligibility and the specific FHA loan limits for Fort Payne, Alabama.
What are the FHA loan limits for Fort Payne Alabama?
FHA loan limits for Fort Payne follow the standard limits set for DeKalb County. As of 2024, the limit for a single-family home is typically around $498,257, but this amount can change annually. A local specialist can confirm the current limit for your specific loan type.
Do I need a special license to be an FHA loan specialist in Alabama?
Yes, FHA loan specialists in Alabama must hold a valid mortgage loan originator license through the Nationwide Multistate Licensing System. They must also complete continuing education requirements specific to Alabama law to maintain their license.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.