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Looking for a reverse mortgage specialist in Pasco? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Pasco, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 2 reverse mortgage specialists in Pasco, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Luis Campos -Top Rated Tri-Cities Mortgage Lender - Benton & Franklin Home Loans -Wheatland Bank
9715 Sandifur Pkwy, Pasco, WA 99301
5093618267
Motto Mortgage Partner Group
9527 Sandifur Pkwy Suite B, Pasco, WA 99301
5092232122
A reverse mortgage specialist in Pasco, Washington can help homeowners aged 62 and older convert home equity into loan proceeds. Washington state law requires lenders to provide third-party counseling from a HUD-approved agency before a reverse mortgage application can proceed. Pasco residents may use these funds for home repairs, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Pasco Cost?
Typical costs for a reverse mortgage in Washington include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search ranging from 500 to 1500 dollars. Annual mortgage insurance premiums are 0.5 percent of the loan balance. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Pasco Washington?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet FHA property standards. Washington state also requires completion of a counseling session with a HUD-approved counselor.
How does Washington state law affect reverse mortgage proceeds?
Washington law requires lenders to clearly disclose loan terms and fees. Proceeds from a reverse mortgage are generally not considered taxable income in Washington. However, you must continue to pay property taxes, homeowners insurance, and maintain the home.
What happens to a reverse mortgage when the borrower dies or moves out in Pasco?
The loan becomes due when the last borrower dies, sells the home, or permanently moves out. Heirs have 30 days under Washington law to decide whether to repay the loan or sell the property. If the home is sold for less than the loan balance, FHA insurance covers the difference.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.