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Reverse Mortgage Specialists in Bothell, WA

Looking for a reverse mortgage specialist in Bothell? Review the directory below to compare your options.

19 agents listed
Updated May 2026
Bothell, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 19 reverse mortgage specialists in Bothell, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rosa Briggs at CrossCountry Mortgage
19015 N Creek Pkwy Suite 105, Bothell, WA 98011
4252680245
Guild Mortgage - Chris Yeakel
11714 N Creek Pkwy N Ste 150, Bothell, WA 98011
4259677811
TILA Mortgage, LLC
19125 N Creek Pkwy # 120, Bothell, WA 98011
2067668888
Guild Mortgage - Phill Kent Becraft
11714 N Creek Pkwy N Ste 150, Bothell, WA 98011
2063784496
Fairway Independent Mortgage Corporation
19015 N Creek Pkwy #109, Bothell, WA 98011
2066045245
Cleveland Street Mortgage, LLC
10031 Main St Suite C, Bothell, WA 98011
2069996941
Troy Gamble
19015 N Creek Pkwy S, Bothell, WA 98011
4252303123
Jeff Baxter, Senior Loan Officer with Guild Mortgage in Bothell, WA
11714 N Creek Pkwy N Ste 150, Bothell, WA 98011
4253289085
Ryan Mallory at CrossCountry Mortgage
19015 N Creek Pkwy Suite 105, Bothell, WA 98011
2063499235
Marty Neils - Fairway Independent Mortgage Inc
19015 N Creek Pkwy, Bothell, WA 98011
2066051264
Daniel Bounds at CrossCountry Mortgage
19015 N Creek Pkwy Suite 105, Bothell, WA 98011
2532458254
Khalisa Davies at CrossCountry Mortgage
19015 N Creek Pkwy Suite 105, Bothell, WA 98011
4252090253
Duane Martin at CrossCountry Mortgage
19015 N Creek Pkwy Suite 105, Bothell, WA 98011
4252234391
North Pacific Mortgage
22232 17th Ave SE Suite 303, Bothell, WA 98021
4254781363
Jamie Larrigan at CrossCountry Mortgage
19015 N Creek Pkwy Suite 105, Bothell, WA 98011
4258004698
Family First Mortgage LLC
20806 Bothell Everett Hwy #102, Bothell, WA 98021
4257700974
Craig Benson at CrossCountry Mortgage
19015 N Creek Pkwy Suite 105, Bothell, WA 98011
2065120047
Retirement Mortgage Specialist Steve Bentler, RSSA | Reverse Mortgage Planner | Registered SS Analyst | CrossCountry Mortgage
228 224th St SE, Bothell, WA 98021
4258941040
Anita Cwik - Rocket Mortgage Local
19015 N Creek Pkwy Suite 105, Bothell, WA 98011
4254771591

A reverse mortgage specialist in Bothell, Washington helps homeowners aged 62 and older convert part of their home equity into tax-free funds without selling their home. Under Washington state law, borrowers must complete a mandatory counseling session with a HUD-approved counselor before applying. Bothell residents benefit from local specialists who understand King County property values and the specific disclosure requirements under the Washington Reverse Mortgage Act.

What Does a Reverse Mortgage Specialist in Bothell Cost?

Typical costs for a reverse mortgage specialist in Washington include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party costs such as appraisal fees around 400 to 600 dollars and title insurance. Total closing costs often range from 5,000 to 10,000 dollars but vary by loan amount and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What qualifications does a reverse mortgage specialist in Bothell need?
In Washington, a reverse mortgage specialist must hold a valid mortgage loan originator license through the Washington Department of Financial Institutions. They must also comply with the federal Home Equity Conversion Mortgage program rules from HUD.
Are there specific Washington laws that protect reverse mortgage borrowers?
Yes, Washington law requires a three-day rescission period after signing, allowing borrowers to cancel without penalty. Lenders must also provide a detailed disclosure of all fees and the total annual loan cost within three business days of application.
How does a reverse mortgage affect my heirs in Bothell?
Heirs can choose to repay the loan by selling the home or refinancing. Washington state law gives heirs up to 12 months after the borrower dies to repay the loan balance without penalty, as long as they communicate with the lender.