ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Reverse Mortgage Specialists Near You in Bellingham, WA
Compare reverse mortgage specialists in Bellingham. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Bellingham, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 20 reverse mortgage specialists in Bellingham, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Movement Mortgage - Bellingham
2200 Rimland Dr Suite #250, Bellingham, WA 98226
3605357954
Evergreen Home Loans Bellingham NMLS 2463019
1835 Barkley Blvd Suite 101, Bellingham, WA 98226
3606859433
Marie Bjornson, CPA, Home Loans, Bellingham WA
112 Prospect St, Bellingham, WA 98225
3606769600
Whatcom Home Loans, #1 Rated Bellingham Mortgage Lender | Dylan Langei - Evergreen Home Loans
1835 Barkley Blvd Suite 101, Bellingham, WA 98226
3609275897
Sara Elkinton
835 Barkley Blvd suite 101, Bellingham, WA 98226
2069620818
Guild Mortgage - Alycia HoGlin
2031 Grant St, Bellingham, WA 98225
3602231443
Melanie Pysden at CrossCountry Mortgage
21 Bellwether Way Suite 103/104, Bellingham, WA 98225
3606376495
Joshua Henry Movement Mortgage
2200 Rimland Dr Suite #250, Bellingham, WA 98226
3602240841
Kyle Smith - RWM Home Loans - NMLS 2234536
220 W Champion St STE 200, Bellingham, WA 98225
5094298833
Dustin Brumley, Movement Mortgage
2200 Rimland Dr Suite #250, Bellingham, WA 98226
3603896605
Scott Ask - Edge Home Finance
1609 Broadway Suite 203, Bellingham, WA 98225
3609207840
Luke Kaemingk Edge Home Finance
1609 Broadway Suite 203, Bellingham, WA 98225
3602233339
Sami Rowe-Tillinghast, Mortgage Advisor NMLS# 1940781 - Absolute Mortgage
12 Bellwether Way Ste 112-114, Bellingham, WA 98225
9194145811
RWM Home Loans - Bellingham
220 W Champion St STE 200, Bellingham, WA 98225
3603187685
Randy Dorn - Edge Home Finance
1609 Broadway Suite 203, Bellingham, WA 98225
3604414178
Avery Dykstra - Evergreen Home Loans
1835 Barkley Blvd Suite 101, Bellingham, WA 98226
3603252915
Brandi Braley-Neighborhood Mortgage
4164 Meridian St Ste 108, Bellingham, WA 98226
3603896361
Mike W Mitchell, CRMP | Fairway Independent Mortgage Corporation Reverse Mortgage Specialist
112 Prospect St, Bellingham, WA 98225
3606856850
Victoria Reyes- Edge Home Finance
1609 Broadway, Bellingham, WA 98225
3609272547
Bellingham Mortgage
2435 Strider Ln STE 105, Bellingham, WA 98226
3607391079
Reverse mortgage specialists in Bellingham, Washington help homeowners aged 62 and older access home equity without monthly payments. Washington State requires lenders to provide counseling from a HUD-approved agency before closing. Bellinghams real estate market and senior population make these loans a local option for supplementing retirement income.
What Does a Reverse Mortgage Specialist in Bellingham Cost?
Typical costs for a reverse mortgage in Washington include an origination fee capped at 2.5 percent of the first 200,000 dollars of home value plus 1 percent of any amount above that. The upfront mortgage insurance premium is 2 percent of the appraised value. Third-party fees such as appraisal, title search, and recording fees add 500 to 1,500 dollars. Total closing costs usually range from 4,000 to 8,000 dollars but vary by property value and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Bellingham do?
A reverse mortgage specialist guides homeowners through the process of obtaining a Home Equity Conversion Mortgage (HECM) insured by the FHA. They explain eligibility, loan terms, and repayment rules. Specialists also coordinate with HUD-approved counselors as required by Washington law.
Are there Washington-specific rules for reverse mortgages?
Yes, Washington requires borrowers to complete a counseling session with a HUD-approved counselor before applying. The state also mandates that lenders disclose all loan costs and terms in writing. Additionally, Washington law protects surviving spouses who are not on the loan title.
How much does a reverse mortgage cost in Bellingham?
Costs include an origination fee up to 2.5 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title work. Total closing costs typically range from 2,000 to 6,000 dollars. Costs vary by loan amount and lender.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Bellingham who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.