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Reverse Mortgage Specialists in Bainbridge Island, WA
Directory of reverse mortgage specialists in Bainbridge Island, Washington. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Bainbridge Island, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 6 reverse mortgage specialists in Bainbridge Island, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bainbridge Lending Group LLC - NMLS #42059
345 Knechtel Way NE #200th, Bainbridge Island, WA 98110
187 Parfitt Way SW Suite #G110, Bainbridge Island, WA 98110
3606209825
Dee Pajak | Fairway Independent Mortgage Corporation Senior Loan Officer
187 Parfitt Way SW Suite G110A, Bainbridge Island, WA 98110
6787994167
Port Madison Mortgage, LLC
403 Madison Ave N Suite #240, Bainbridge Island, WA 98110
2062287189
Evergreen Home Loans Bainbridge Island NMLS 2718062
100 Ravine Ln NE 2nd Floor, Suite 212, Bainbridge Island, WA 98110
2063470179
Ryan Maxwell
350 Madison Ave N Office C, Bainbridge Island, WA 98110
2066539573
A reverse mortgage specialist on Bainbridge Island helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Washington state requires lenders to provide a detailed disclosure statement and a three-day right of rescission after loan closing. Local specialists understand the unique real estate market of Bainbridge Island and can guide clients through the Federal Housing Administration HECM program requirements.
What Does a Reverse Mortgage Specialist in Bainbridge Island Cost?
Typical reverse mortgage costs in Washington include an origination fee up to 6000 dollars a 2 percent upfront mortgage insurance premium and third party fees for appraisal title and recording. Annual mortgage insurance is 0.5 percent of the loan balance. Costs vary by situation and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Bainbridge Island?
A reverse mortgage specialist is a licensed professional who helps seniors obtain a Home Equity Conversion Mortgage HECM. They explain loan terms costs and eligibility requirements specific to Washington state law.
Are there age requirements for a reverse mortgage in Washington?
Yes all borrowers must be at least 62 years old. Washington law does not change this federal requirement. The specialist will verify age and confirm the home is the primary residence.
What costs come with a reverse mortgage in Washington?
Common costs include an origination fee a mortgage insurance premium appraisal fees and closing costs. In Washington these fees are typically between 2000 and 6000 dollars but vary by loan amount and lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.