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Looking for a reverse mortgage specialist in Lynden? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Lynden, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 6 reverse mortgage specialists in Lynden, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Everyones Loan Company DBA Everyone's Processing Company
523 Front St #104, Lynden, WA 98264
9496203401
Peoples Bank
418 Grover St, Lynden, WA 98264
3603544044
US Bank Mortgage
218 Front St, Lynden, WA 98264
3603545083
Lynden Financial Planning
719 Grover St, Lynden, WA 98264
3603541524
Edge Home Finance LLC
505 Front St #210, Lynden, WA 98264
3608151768
Whitney Tjoelker
418 Grover St, Lynden, WA 98264
3606505362
A reverse mortgage specialist in Lynden Washington helps homeowners aged 62 and older convert home equity into tax-free funds. Washington state requires lenders to provide a detailed counseling disclosure and a three-day rescission period after closing. Lynden residents can use these loans for home repairs, medical expenses, or supplementing retirement income while staying in their homes.
What Does a Reverse Mortgage Specialist in Lynden Cost?
Typical costs for a reverse mortgage in Washington include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent upfront plus 0.5 percent annually, and third-party fees for appraisal and title work. Total closing costs often range from 5,000 to 12,000 dollars depending on the home value and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Lynden Washington?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be on the loan unless a deferral option is used under Washington law.
Do I need counseling before getting a reverse mortgage in Washington?
Yes. Washington law requires all borrowers to complete a counseling session with a HUD-approved counselor before applying. This session explains loan terms, costs, and alternatives.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.