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Directory of reverse mortgage specialists in Kenmore, Washington. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Kenmore, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 3 reverse mortgage specialists in Kenmore, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
All City Mortgage, LLC (NMLS#107614)
7225 NE 149th Pl, Kenmore, WA 98028
4254856509
US Bank Mortgage
6460 NE Bothell Way, Kenmore, WA 98028
4254859510
Chase Mortgage
6701 NE 181st St, Kenmore, WA 98028
4254861286
Reverse mortgage specialists in Kenmore, Washington help homeowners aged 62 and older access home equity without monthly payments. Washington state law requires borrowers to complete a counseling session with a HUD-approved counselor before obtaining a reverse mortgage. Kenmore residents can work with local specialists to understand how a Home Equity Conversion Mortgage (HECM) works under Washington regulations.
What Does a Reverse Mortgage Specialist in Kenmore Cost?
Typical costs for a reverse mortgage specialist in Washington include an origination fee, mortgage insurance premium, appraisal fee, and closing costs. The origination fee is capped by HUD at 2 percent of the first 200 thousand dollars of the home value plus 1 percent of the amount over 200 thousand dollars. Appraisal fees in Kenmore range from 400 to 700 dollars. Total closing costs generally fall between 2 thousand and 8 thousand dollars. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications do I need for a reverse mortgage in Kenmore Washington?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence. Washington state also requires you to attend a counseling session with a HUD-approved counselor before you can proceed.
How does Washington state law affect reverse mortgages in Kenmore?
Washington law mandates that all reverse mortgage borrowers receive independent counseling. The state also requires lenders to provide clear disclosures about loan terms and costs. There is no specific waiting period in Washington, but the counseling session must be completed before the loan application is finalized.
What are the typical costs for a reverse mortgage specialist in Kenmore?
Costs include an origination fee, appraisal fee, and closing costs. In Washington, the origination fee is capped at 2 percent of the first 200 thousand dollars of the home value plus 1 percent of the amount over 200 thousand dollars. Total costs often range from 2 thousand to 8 thousand dollars depending on the loan amount and property value.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.