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Find Reverse Mortgage Specialists Near You in Federal Way, WA

Looking for a reverse mortgage specialist in Federal Way? Review the directory below to compare your options.

15 agents listed
Updated May 2026
Federal Way, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 15 reverse mortgage specialists in Federal Way, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Howard Team at Fairway Home Mortgage
32129 Weyerhaeuser Way S Suite 204, Federal Way, WA 98001
2069209258
Guild Mortgage - Evie Knoke
33400 9th Ave S Suite 209, Federal Way, WA 98003
2063109551
Cornerstone Home Lending
33310 1st Way S #120, Federal Way, WA 98003
2532147003
Lennar Mortgage, LLC Federal Way
33820 Weyerhaeuser Way S Suite #210A, Federal Way, WA 98001
2535902223
Fairway Independent Mortgage Corporation
32129 Weyerhaeuser Way S Suite 204, Federal Way, WA 98001
2533922517
Jennifer Buckholz
33400 9th Ave S #205, Federal Way, WA 98003
2535926504
Jeff Haag
33400 9th Ave S Suites 204 & 205, Federal Way, WA 98003
2535926502
Thomas Rhea
33400 9th Ave S 204 & 205, Federal Way, WA 98003
2535926501
Guild Mortgage - April Reichert
33400 9th Ave S Suite 209, Federal Way, WA 98003
2532527005
Anders Striemer NMLS 784501, Striemer Team, Adventure Lending
33710 9th Ave S Suite 4, Federal Way, WA 98003
2064862939
Sound Lending Inc
1010 South 336th St suite 324, Federal Way, WA 98003
2538385100
Larisa Mihaila | Legacy Financial Services LLC
500 South 336th St Suite 206, Federal Way, WA 98003
2535178003
New American Funding - Federal Way, WA
1010 South 336th St #110, Federal Way, WA 98003
2064036008
Guild Mortgage Company
33400 9th Ave S Suite 209, Federal Way, WA 98003
2532527000
Revolution Mortgage
33737 9th Ave S, Federal Way, WA 98003
2532103700

A reverse mortgage specialist in Federal Way, Washington helps homeowners aged 62 and older access home equity without monthly payments. Washington state requires reverse mortgage counseling from a HUD-approved agency before loan approval. Local specialists guide clients through the unique rules and costs specific to Washington law.

What Does a Reverse Mortgage Specialist in Federal Way Cost?

Typical costs for a reverse mortgage specialist in Washington include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These fees often total between 3000 and 8000 dollars, depending on the loan amount and property value. Costs vary by situation and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Federal Way Washington?
Borrowers must be at least 62 years old to qualify for a Home Equity Conversion Mortgage HECM in Federal Way. All listed borrowers on the title must meet this age requirement. Washington state does not have additional age restrictions beyond the federal rule.
Do I need counseling before getting a reverse mortgage in Washington?
Yes, Washington state requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session must be completed before you can submit a loan application. The counselor explains loan terms, costs, and alternatives.
What happens to my reverse mortgage if I move out of Federal Way?
If you move out of your Federal Way home for more than 12 consecutive months, the reverse mortgage becomes due and payable. This includes moving to a care facility or another residence. You must sell the home or repay the loan balance at that time.