ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Reverse Mortgage Specialists Near You in Ephrata, WA
Directory of reverse mortgage specialists in Ephrata, Washington. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Ephrata, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 4 reverse mortgage specialists in Ephrata, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Edward Jones - Financial Advisor: Bonnie J Helvey
234 1st Ave NW, Ephrata, WA 98823
5097544370
Lorena Urrutia – Banner Bank Residential Loan Officer
447 Basin St SW, Ephrata, WA 98823
5096708575
Edward Jones - Financial Advisor: Jeremy V Iverson, AAMS®|CRPC™|SE-AWMA®
1529 Basin St SW, Ephrata, WA 98823
5093988445
Chase Mortgage
109 Division Ave W, Ephrata, WA 98823
5097542445
A reverse mortgage specialist in Ephrata, Washington can help homeowners aged 62 and older convert home equity into cash without monthly payments. Washington state requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Local specialists understand the Ephrata real estate market and can guide you through the process.
What Does a Reverse Mortgage Specialist in Ephrata Cost?
Typical costs for a reverse mortgage in Washington include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the home value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from $5,000 to $15,000 depending on the home value and loan type. Costs vary by situation and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Ephrata Washington?
You must be at least 62 years old to qualify for a reverse mortgage in Washington. All borrowers listed on the title must meet this age requirement. The home must be your primary residence.
Do I need counseling before getting a reverse mortgage in Washington?
Yes, Washington state law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. You will receive a certificate of completion before the loan can proceed.
Can I lose my home with a reverse mortgage in Ephrata?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Washington law requires lenders to verify your ability to meet these obligations before closing. You must also continue living in the home as your primary residence.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Ephrata who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.