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Directory of reverse mortgage specialists in Sandy, Utah. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
Sandy, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 14 reverse mortgage specialists in Sandy, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RanLife Home Loans
9272 S 700 E, Sandy, UT 84070
8014784500
Alliance Lending Services
9730 S 700 E Ste.101, Sandy, UT 84070
8012556582
SelectRate Mortgage
10150 Centennial Pkwy Suite 120, Sandy, UT 84070
8017367776
American Home Loans
8750 Harrison St, Sandy, UT 84070
8012622221
Independent Home Loans, LLC
9557 S 700 E # 200, Sandy, UT 84070
8014213373
Mortgage Solutions LLC
11470 S 1320 E, Sandy, UT 84092
8019154731
United First Mortgage - Jillian Brady
7351 Union Park Ave Suite 225, Sandy, UT 84093
8014507781
Homes with Trace
9557 S 700 E # 200, Sandy, UT 84070
8018644816
Influence Lending
7985 S 700 E suite 301, Sandy, UT 84070
8019000396
Dan Mabey - Bank of Utah Reverse Mortgage Specialist
9320 S State St, Sandy, UT 84070
8014095155
ClearPath Utah Mortgage
10168 S 2505 E, Sandy, UT 84092
8018911846
Ryan S. Naylor - Mortgage Broker
9272 S 700 E, Sandy, UT 84070
8018707604
Legacy Mutual Mortgage - Zak Nebeker
9350 150 E #310, Sandy, UT 84070
8018912926
Jim Nebeker - Bank of Utah Reverse Mortgage Specialist
9320 S State St, Sandy, UT 84070
8014095018
A reverse mortgage specialist in Sandy Utah helps homeowners aged 62 and older access home equity without monthly payments. Utah follows federal HUD guidelines for Home Equity Conversion Mortgages, and specialists can explain how local property tax deferral programs may interact with loan terms. They also clarify that borrowers must still pay property taxes and insurance.
What Does a Reverse Mortgage Specialist in Sandy Cost?
Typical costs for a reverse mortgage specialist in Utah include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title, and recording. Total closing costs often range from 2,000 to 8,000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Sandy Utah?
A reverse mortgage specialist is a licensed professional who guides Utah homeowners through the HECM process. They explain eligibility, loan limits, and how the loan affects heirs. In Utah, borrowers must complete HUD-approved counseling before applying.
Are there Utah-specific rules for reverse mortgages?
Yes. Utah requires that all reverse mortgage lenders provide a disclosure about the borrower responsibility to maintain the property and pay taxes. Utah also has a homestead exemption that may protect some equity from creditors, but this does not apply to the reverse mortgage itself.
How much equity do I need for a reverse mortgage in Sandy?
You generally need at least 50 percent equity in your home. The exact amount depends on your age, the home value, and current interest rates. Utah law does not set a minimum equity requirement beyond federal HECM rules.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.