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Looking for a reverse mortgage specialist in Cedar City? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Cedar City, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 17 reverse mortgage specialists in Cedar City, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coal Creek Mortgage, Cedar City UT
337 S Main St #210, Cedar City, UT 84720
4352638851
Dewey Warner | Intercap Lending, Inc.
1760 N Main St STE 210, Cedar City, UT 84721
4355869740
MGM Mortgage - Cedar City
210 N 300 W STE 201, Cedar City, UT 84721
4355865655
Mark Gibson - Barrett Financial Group - Cedar City UT
3766 W 1350 N, Cedar City, UT 84721
4352386864
Guild Mortgage - Spencer Valerio
415 N Main St #202, Cedar City, UT 84721
7025961993
Tim Prindle, Loan Officer, NMLS # 217618 - MGM Mortgage
210 N 300 W STE 201, Cedar City, UT 84721
4355316796
Tyler Rowland Intercap Lending
1760 N Main St STE 210, Cedar City, UT 84721
4355924002
VIP Mortgage, Inc. | Heidi Buckley, Cedar City Branch
583 S Main St #5, Cedar City, UT 84720
7023212272
Garrett Mortgage
2202 N Main St #104, Cedar City, UT 84721
4355903685
American Pacific Mortgage (NMLS #2510421)
609 N 1450 W Ste #1, Cedar City, UT 84721
7028074329
Premier Mortgage Resources
603 S Main St #4, Cedar City, UT 84720
9288532237
Legacy Mortgage LLC
1156 S Bentley Blvd Unit 6, Cedar City, UT 84720
4354064149
Intercap Lending, Inc. | Cedar City Branch
1760 N Main St STE 210, Cedar City, UT 84721
4355869740
Jason Griffin | Cowboy Mortgage Consultant
51 E 400 N, Cedar City, UT 84721
4355904743
Cedar Woods Financial
1115 S Main St #300, Cedar City, UT 84720
4355860063
Bevan Cox - Academy Mortgage
603 S Main St, Cedar City, UT 84720
4355903370
Guild Mortgage Company
415 N Main St #202, Cedar City, UT 84721
4356741040
A reverse mortgage specialist in Cedar City Utah helps homeowners aged 62 and older access home equity without monthly payments. Utah law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Local specialists guide clients through this process and explain how a reverse mortgage interacts with Utah property tax deferral programs.
What Does a Reverse Mortgage Specialist in Cedar City Cost?
Typical costs for a reverse mortgage in Utah include an origination fee (up to $6,000), appraisal fee ($400 to $800), and third-party closing costs ($1,500 to $3,000). The FHA mortgage insurance premium is 2% of the appraised value upfront plus 0.5% annually. Costs vary by loan amount and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Cedar City Utah?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and meet FHA property standards. Utah law also requires completion of a HUD-approved counseling session before application.
How does a reverse mortgage affect my Utah property taxes?
A reverse mortgage does not change your property tax obligations. You must continue to pay property taxes and homeowners insurance. Utah offers a Property Tax Deferral program for seniors, which can be used alongside a reverse mortgage to manage tax payments.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.