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Find Reverse Mortgage Specialists Near You in Centerville, UT
Compare reverse mortgage specialists in Centerville. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Centerville, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 2 reverse mortgage specialists in Centerville, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nest Home Lending, Inc. | Utah
35 W 50 S #120, Centerville, UT 84014
8019798625
Assured Mortgage Company
151 W 1700 N, Centerville, UT 84014
8012947850
Reverse mortgage specialists in Centerville Utah help homeowners aged 62 and older access home equity without monthly payments. Utah law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Specialists guide clients through the process while ensuring compliance with state and federal regulations.
What Does a Reverse Mortgage Specialist in Centerville Cost?
Typical costs for a reverse mortgage in Utah include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These costs can range from 2000 to 6000 dollars depending on property value and loan type. Costs are often financed into the loan rather than paid upfront. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Centerville Utah?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement. The home must also be the primary residence.
Do I need counseling before getting a reverse mortgage in Utah?
Yes, Utah law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session covers costs, alternatives, and obligations. The counselor must be independent of the lender.
What types of homes qualify for a reverse mortgage in Centerville?
Single-family homes, FHA-approved condominiums, and manufactured homes that meet HUD standards qualify. The property must be in good condition and pass an FHA appraisal. Two-to-four unit properties may also qualify if the owner lives in one unit.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.