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Browse reverse mortgage specialists serving Farmington, Utah. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Farmington, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 6 reverse mortgage specialists in Farmington, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CFG Home Loans
810 Shepard Ln Suite 100, Farmington, UT 84025
8012985887
Intercap Lending: Emilie Jensen
686 N Arbinger Wy Ste 101, Farmington, UT 84025
8014583055
Intercap Lending: Andrea Roylance
686 N Arbinger Wy Suite 110, Farmington, UT 84025
8016643460
Amber Rae Rainford
310 Park Ln Suite C, Farmington, UT 84025
8017368547
US Bank Mortgage
1316 US-89, Farmington, UT 84025
8014518349
Intercap Lending | Farmington Branch
686 N Arbinger Wy Suite 110, Farmington, UT 84025
8014583055
A reverse mortgage specialist in Farmington Utah can help homeowners aged 62 and older access their home equity. Utah law requires borrowers to complete HUD-approved counseling before obtaining a reverse mortgage. This process allows Farmington residents to convert part of their home value into tax-free funds without selling their property.
What Does a Reverse Mortgage Specialist in Farmington Cost?
Typical costs for a reverse mortgage in Utah include an origination fee of up to 2 percent of the home value with a cap of 6000 dollars. Appraisal fees range from 400 to 800 dollars. Closing costs such as title insurance and recording fees add 500 to 1500 dollars. HUD mortgage insurance premiums are 2 percent of the home value upfront plus 0.5 percent annually. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Farmington Utah?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence. Utah law does not add extra age or income requirements beyond federal HUD rules.
How does a reverse mortgage affect my heirs in Utah?
Heirs can keep the home by paying off the loan balance or selling the property to settle the debt. Utah law gives heirs up to 12 months after the last borrower dies to decide. If the loan balance exceeds the home value, heirs are not responsible for the difference.
Are reverse mortgage proceeds taxable in Utah?
Reverse mortgage proceeds are not considered taxable income by the IRS or the state of Utah. Utah does not tax these funds as income. However, interest on the loan is not deductible until the loan is paid off.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.