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Find Reverse Mortgage Specialists Near You in Lumberton, NC
Looking for a reverse mortgage specialist in Lumberton? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Lumberton, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 9 reverse mortgage specialists in Lumberton, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
National Finance Company
2204 N Pine St, Lumberton, NC 28358
9107389618
Lendmark Financial Services LLC
4315 Fayetteville Rd, Lumberton, NC 28358
9108164100
Mariner Finance
2101 N Pine St # C, Lumberton, NC 28358
9106711500
Lumbee Guaranty Bank
4845 Fayetteville Rd, Lumberton, NC 28358
9106719011
Regional Finance
6663B NC-41, Lumberton, NC 28358
9105361086
OneMain Financial
601 N Elm St, Lumberton, NC 28358
9107387201
OneMain Financial
3217 Fayetteville Rd, Lumberton, NC 28358
9107393366
CLC Financial Services Group
4910 Fayetteville Rd, Lumberton, NC 28358
9107388226
PNC Mortgage
700 N Chestnut St, Lumberton, NC 28358
9107373000
A reverse mortgage specialist in Lumberton, North Carolina helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. North Carolina law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). Specialists in Lumberton guide clients through the process, including property eligibility and local closing requirements.
What Does a Reverse Mortgage Specialist in Lumberton Cost?
Typical costs for a reverse mortgage specialist in North Carolina include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from 5,000 to 12,000 dollars depending on the property value and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Lumberton?
Borrowers must be at least 62 years old. The youngest borrower on the title must meet this age requirement under federal HECM rules.
Do I need to own my home free and clear to qualify?
No, you can have an existing mortgage. The reverse mortgage payoff must satisfy all current liens, and you must have sufficient equity in the property.
Are reverse mortgages regulated differently in North Carolina?
Yes, North Carolina requires mandatory third-party counseling from a HUD-approved agency. The state also prohibits certain fees and requires lenders to disclose all costs clearly.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.