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Find Reverse Mortgage Specialists Near You in Aberdeen, NC
Looking for a reverse mortgage specialist in Aberdeen? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Aberdeen, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 4 reverse mortgage specialists in Aberdeen, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
National Finance Company
802 N Sandhills Blvd, Aberdeen, NC 28315
9109440811
OneMain Financial
1820 N Sandhills Blvd, Aberdeen, NC 28315
9106931717
JG Financial Consulting
150 Magnolia Square Ct, Aberdeen, NC 28315
9109440575
Trophy Financial, Inc.
1701c N Sandhills Blvd, Aberdeen, NC 28315
9109445519
A reverse mortgage specialist in Aberdeen, North Carolina helps homeowners aged 62 and older access home equity without monthly payments. In North Carolina, all reverse mortgage originators must be licensed by the North Carolina Commissioner of Banks. These specialists guide clients through the process, including mandatory counseling requirements under state law.
What Does a Reverse Mortgage Specialist in Aberdeen Cost?
Typical costs for a reverse mortgage in North Carolina include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and counseling. Total closing costs often range from 2,000 to 6,000 dollars. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Aberdeen?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence. North Carolina law requires you to complete a counseling session with a HUD-approved counselor before applying.
Are reverse mortgages regulated differently in North Carolina?
Yes, North Carolina has specific laws for reverse mortgages. Lenders must provide a disclosure statement and a list of counseling agencies. The state also requires a three-day right of rescission after closing, giving you time to cancel the loan without penalty.
What happens to the reverse mortgage if I move out of Aberdeen?
If you move out of your home for more than 12 consecutive months, the loan becomes due. This applies if you sell the home, move to a care facility, or pass away. The loan must be repaid, usually from the sale of the property.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.