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Browse reverse mortgage specialists serving Charlotte, North Carolina. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Charlotte, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 20 reverse mortgage specialists in Charlotte, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
8832 Blakeney Professional Dr # 102, Charlotte, NC 28277
7045411172
Leverage Lending Group
216 N McDowell St # 200, Charlotte, NC 28204
7046319276
Lennar Mortgage, LLC Charlotte
11605 N Community House Rd Suite 400A, Charlotte, NC 28277
7046441459
PrimeLending, A PlainsCapital Company - Charlotte
6100 Fairview Rd Suite 550, Offices 31-33, Charlotte, NC 28210
9802455680
Motivation Mortgage
9140 Arrowpoint Blvd Suite 130, Charlotte, NC 28273
7047460300
1st Advantage Mortgage
128 S Tryon St Suite 1933, Charlotte, NC 28202
7043438681
Deephaven Mortgage
3530 Toringdon Way #300, Charlotte, NC 28277
7046284100
Cole Schwietering - Mortgage Lender with Atlantic Bay Mortgage Group
3430 Toringdon Way #101, Charlotte, NC 28277
9192102995
Pure Rate Mortgage
3440 Toringdon Way Ste 203, Charlotte, NC 28277
7046757089
Mutual of Omaha Mortgage
525 N Tryon St Suite 1600, Office 1637, Charlotte, NC 28202
9133939532
Mecklenburg Mortgage
828 East Blvd #301, Charlotte, NC 28203
7044129131
Foundation Home Loans
4320 Carmel Rd, Charlotte, NC 28226
8337133133
Noso Funding LLC
10700 Sikes Pl #330, Charlotte, NC 28277
9802623833
MVR Mortgage Company LLC
2120 Crown Centre Dr Suite # 400, Charlotte, NC 28227
9806130278
On Point Home Loans, Inc.
1200 The Plaza suite G2, Charlotte, NC 28205
7049413030
QC Lending, LLC
301 S McDowell St #205, Charlotte, NC 28204
8882749365
Minted Capital Mortgage
1422 S Tryon St STE 300, Charlotte, NC 28203
7042270102
Adam Workman at CrossCountry Mortgage
1230 W Morehead St STE 108, Charlotte, NC 28208
7046044020
Peak Financial Group, Inc.
2125 Southend Dr STE 451, Charlotte, NC 28203
7042154724
A reverse mortgage specialist in Charlotte, North Carolina helps homeowners aged 62 and older access home equity without monthly payments. North Carolina law requires lenders to provide counseling from a HUD-approved agency before a reverse mortgage can be finalized. Specialists guide clients through the FHA Home Equity Conversion Mortgage (HECM) process and explain state-specific protections, such as the requirement that borrowers maintain property taxes and insurance.
What Does a Reverse Mortgage Specialist in Charlotte Cost?
Typical costs for a reverse mortgage specialist in North Carolina include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These fees can range from 2000 to 6000 dollars depending on the home value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications should a reverse mortgage specialist have in Charlotte?
A specialist should be licensed in North Carolina and have experience with FHA HECM loans. They must follow state and federal rules, including the requirement for independent counseling. Look for a specialist who is a member of the National Reverse Mortgage Lenders Association.
How does North Carolina law affect reverse mortgages in Charlotte?
North Carolina requires borrowers to receive counseling from a HUD-approved agency before applying. The state also has protections against predatory lending, including a three-day right of rescission. Borrowers must continue to pay property taxes and homeowners insurance to avoid default.
What are the eligibility requirements for a reverse mortgage in Charlotte?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and meet FHA property standards. A financial assessment is required to ensure the borrower can pay ongoing costs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.