Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 5 reverse mortgage specialists in Apex, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GoPrime Mortgage, Inc. - Steve Cooper
320 N Salem St #300, Apex, NC 27502
(919) 412-9868
goprimewithsteve.com
Carolina Equity Services, Inc.
1111 Pemberton Hill Rd Suite 101, Apex, NC 27502
(919) 467-6192
carolinaequity.com
Andy Holloman - GoPrime Mortgage
320 N Salem St #300, Apex, NC 27502
(919) 971-4030
goprimewithandy.com
What Does a Reverse Mortgage Specialist in Apex Cost?
Typical costs for a reverse mortgage in North Carolina include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. Total closing costs often range from 2,000 to 8,000 dollars depending on the loan amount and property value. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Apex?
A reverse mortgage specialist is a licensed professional who guides homeowners through the reverse mortgage process. They explain eligibility requirements, loan terms, and costs specific to North Carolina. They do not provide financial advice but can help you understand your options.
What are the age and equity requirements for a reverse mortgage in North Carolina?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence. North Carolina does not have additional state-specific age or equity requirements beyond federal HUD rules.
How does a reverse mortgage affect my heirs in North Carolina?
Heirs can keep the home by paying off the loan balance or selling the home. If the loan balance exceeds the home value, heirs are not required to pay more than the home is worth. North Carolina law protects heirs from personal liability beyond the property value.